{"id":384,"date":"2017-01-30T02:05:36","date_gmt":"2017-01-29T17:05:36","guid":{"rendered":"http:\/\/www.fsquare.co.kr\/?p=384"},"modified":"2017-08-22T11:38:06","modified_gmt":"2017-08-22T02:38:06","slug":"%ec%9d%80%ed%96%89%ec%97%90%ec%84%9c-%ea%b0%80%eb%a5%b4%ec%b3%90%ec%a3%bc%ec%a7%80-%ec%95%8a%eb%8a%94-%ed%8e%80%eb%93%9c%ec%9d%98-xyz","status":"publish","type":"post","link":"https:\/\/www.fsquare.co.kr\/?p=384","title":{"rendered":"\uad50\uacfc\uc11c\uc640 \uc740\ud589\uc5d0\uc11c \uac00\ub974\uccd0\uc8fc\uc9c0 \uc54a\ub294 \ud380\ub4dc\uc758 XYZ"},"content":{"rendered":"

\uc0b4\uae30\uac00 \uac08\uc218\ub85d \ud30d\ud30d\ud574\uc9c0\uace0 \ucde8\uc5c5\uc774 \uac08\uc218\ub85d \uc5b4\ub824\uc6cc\uc9c0\uace0 \ub098\ub77c \uc548\ud30e\uc73c\ub85c \uc2dc\ub044\ub7ec\uc6b4 \uc694\uc998 \ud55c\ud480 \uaebe\uc5ec\uc11c \uc2dc\ub4e4\ud574\uc9c0\uae34 \ud588\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc0ac\ud68c \ucd08\ub144\uc0dd\ub4e4\uc5d0\uac8c \uc800\ucd95\uacfc \ud380\ub4dc\uc5d0 \ub300\ud55c \uc9c0\ub8e8\ud55c \uc124\uad50\uc640 \uc794\uc18c\ub9ac\ub294 \uacc4\uc18d \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n

\uc774\ubbf8 \uc778\ud130\ub137\uc73c\ub85c \ub9ce\uc740 \uc815\ubcf4\ub97c \uc811\ud574\ubcf8 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub610\ub2e4\uc2dc \uc124\uad50\ub97c \ub298\uc5b4\ub193\ub294 \uac83\uc740 \uc815\uc2e0\uac74\uac15\uc5d0 \ub3c4\uc6c0\uc774 \ub418\uc9c0 \uc54a\uc744 \uac83\uc774\ubbc0\ub85c \ud380\ub4dc\ub97c \ud558\ub77c \ub9c8\ub77c\ud558\ub294 \uac1c\uc778\uc801\uc778 \uc18c\uacac\uc744 \ub298\uc5b4\ub193\ub294 \uac83\uc740 \uc758\ubbf8\uac00 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ub41c\ub2e4. \uc774\uc57c\uae30\uc758 \ucd1b\uc810\uc740 “\uc7ac\ud14c\ud06c\uc758 \uc218\ub2e8\uc740 \ubb34\uc5c7\uc774 \uc88b\uc740\uac00?”, “\uaf2d \ud380\ub4dc\ub97c \ud574\uc57c \ud558\ub294\uac00?”\u00a0<\/strong>\u00a0\uac00 \ud558\ub294 \uc774\uc720\ub098 \ub2f9\uc704\uc131\uc5d0\uc11c \ucd9c\ubc1c\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c “\ub3c4\ub300\uccb4 \ud380\ub4dc\ub294 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560 \uac83\uc778\uac00?”<\/strong> , “\ubb58 \uc870\uc2ec\ud558\uba74 \ub098\ub3c4 \uc804\ubb38\uac00\ucc98\ub7fc \ud22c\uc790\ud560 \uc218 \uc788\ub294\uac00?”<\/strong>\ud558\ub294 \ubc29\ubc95\uc73c\ub85c\uc758 \uc811\uadfc\uc774\ub2e4.<\/p>\n

\ucc45\uc5d0 \ub098\uc624\uac70\ub098 \uc740\ud589, \uc99d\uad8c\uc0ac \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc124\uba85\ud558\ub294 \ud380\ub4dc\uc758 ABC\ub97c \uc124\uba85\ud558\uace0\uc790 \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ud380\ub4dc\uc758 \ud2b9\uc131\uc744 \uc5ed\ud559\uc801 \ud568\uc218\uad00\uacc4\ub85c \ubd84\uc11d\ud574\uc11c \uc5b4\ub5bb\uac8c \ub3c8\uc744 \ubc8c \uac83\uc778\uac00 \ud558\ub294 \uc810\uc744 \uc124\uba85\ud558\uace0\uc790 \ud55c\ub2e4.<\/p>\n

    \n
  1. \uc5b4\ub5bb\uac8c \ud574\uc57c \ud380\ub4dc \ud22c\uc790\ub97c \uc81c\ub300\ub85c \ud55c \uac83\uc77c\uae4c? \uacfc\uc5f0 \ud380\ub4dc\ub85c \ub3c8\uc744 \ubc8c \uc218\u00a0\uc788\ub294\uac00?<\/strong><\/li>\n<\/ol>\n

    \ub2f9\uc5f0\ud788 \ubc8c \uc218 \uc788\ub2e4. \uc5b4\ub5bb\uac8c? \uba3c\uc800 \ud380\ub4dc\ud22c\uc790<\/strong>\ub77c\ub294 \uac83\uc740 \ub098\ubcf4\ub2e4 \uc790\uc0b0\uc6b4\uc6a9\uc744 \uc798\ud558\ub294 \ud380\ub4dc\ub9e4\ub2c8\uc800\ub97c \uace0\uc6a9(\ud380\ub4dc \uac00\uc785, \ud380\ub4dc \ud22c\uc790)\ud574\uc11c \uadf8 \ud380\ub4dc\ub9e4\ub2c8\uc800\uc5d0\uac8c \uc77c\uc815 \ubd80\ubd84 \uc218\uc218\ub8cc(\uc6b4\uc6a9\ubcf4\uc218)\ub97c \ub5bc\uc8fc\uace0 \ub0b4 \ub3c8\uc744 \ub300\uc2e0 \uad74\ub824\ub2ec\ub77c, \ub0b4 \ub3c8\uc73c\ub85c \uc8fc\uc2dd\uc774\ub098 \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1\uc5d0 \ud22c\uc790\ud574\uc11c \ub3c8\uc744 \ubc8c\uc5b4\ub2ec\ub77c\uace0 \ubd80\ud0c1(\ud22c\uc790\uc2e0\ud0c1)\uc744 \ud558\uace0 \uadf8 \ub2e4\uc74c\uc5d4 \uadf8 \ud380\ub4dc\ub9e4\ub2c8\uc800\uac00 \uc54c\uc544\uc11c \ub0b4 \ub3c8\uc744 \uc6b4\uc6a9\ud574\uc11c \uc218\uc775\uc744 \uac00\uc838\ub2e4 \uc8fc\uae30\ub97c \uae30\ub2e4\ub9ac\ub294 \uac83\uc744 \uba85\uc2ec\ud574\uc57c \ud55c\ub2e4.<\/p>\n

    \uba3c\uc800 \uc8fc\ubcc0\ud658\uacbd\uc744 \ub458\ub7ec\ubcf4\uc790\uba74 \ud754\ud788 \ub9d0\ud558\ub294 \uae08\uc735 \uc2dc\uc7a5\uc740 \uc790\ubcf8\uc8fc\uc758\uc758 \uaf43,\u00a0 \uac00\uce58 \uad50\ud658\uc758 \uc7a5,\u00a0 \uad6d\uac00 \uacbd\uc81c\uc758 \uc2ec\uc7a5<\/strong>\uc774\ub780 \uc704\uce58\uc5d0\uc11c \ud55c\ucc38 \uc9c0\ub098 \uc774\ubbf8 \ub3c4\ubc15\ud310\uc774 \ub418\uc5b4 \ubc84\ub838\ub2e4. \uae08\uc735\uc2dc\uc7a5\uc758 \ud604\uc2e4\uc744 \ub4e4\uc5ec\ub2e4 \ubcf4\uba74 \uac00\uce58 \uad50\ud658\uc758 \uae30\uc900\uc778 \ud654\ud3d0\ub294 \uc790\ubcf8\uc8fc\uc758\uc5d0\uc11c\u00a0\ubaa8\ub4e0 \uac00\uce58(\ubb34\ud615\uc758 \uac00\uce58, \uc0ac\uc0c1, \uc591\uc2ec, \uc815\uc758 \ub4f1\uc744 \ud3ec\ud568\ud558\ub294)\uc758 \uc911\uc2ec\uc774 \ub418\uc5b4 \ubc84\ub838\uace0, \ud589\ubcf5\ud558\uace0 \uc548\ub77d\ud55c \uc0b6\uc744 \uac16\uace0 \uc2f6\uc740 \uae08\uc735\uc2dc\uc7a5 \ucc38\uac00\uc790\ub4e4\uc740 \uc774\u00a0\ud654\ud3d0(\ubd80)\ub97c \uae01\uc5b4 \ubaa8\uc544 \ubaa8\ub4e0 \ud589\ubcf5\uc744 \ub2e4 \uac00\uc9c0\uace0\uc790\u00a0\uc624\ub298\ub3c4\u00a0\ud608\uc548\uc774 \ub418\uc5b4 \uc5b4\ub9ac\ubc84\ub9ac\ud55c \uc2e0\uc785 \uc2dc\uc7a5\ucc38\uac00\uc790\ub4e4\uc774\ub098 \uc0ac\ud68c\uc801 \uc57d\uc790\ub4e4, \uc989 \uae09\ud788 \ub3c8\uc774 \ud544\uc694\ud55c \uc0ac\ub78c\uc774\ub098 \ubd80\ub97c \ucd95\uc801\ud558\ub294 \ubc29\ubc95\uc744 \ubab0\ub77c \ubc29\ud669\ud558\ub294 \uc0ac\ud68c \ucd08\ub144\uc0dd, \uc758\uc9c0\uc640 \uc9c0\uc2dd\uc774 \ubd80\uc871\ud55c \uac1c\ubbf8\ud22c\uc790\uc790\ub4e4\uc758 \uc8fc\uba38\ub2c8\ub97c \ub178\ub9ac\uace0 \uc788\ub2e4.<\/p>\n

    \uc774\ub7f0 \ubcf5\ub9c8\uc804\uac19\uc740 \ud22c\uae30\uc7a5, \ub178\ub984\ud310\uc5d0\uc11c \uc804\ubb38 \ud22c\uc790\uc790\uac00 \uc544\ub2cc \uc77c\ubc18\uc778\uc774 \uc5b4\ub5bb\uac8c \ub3c8\uc744 \ubc8c \uc218 \uc788\uc744\uae4c? \uc601\ud654 “\uc2e0\uc758 \ud55c\uc218”\uc5d0 \ub098\uc624\ub294 \ub178\ub984\ud310\uc5d0\uc11c \ubc15\uce74\uc2a4 \uc2ec\ubd80\ub984 \ud558\uba74\uc11c \ud5c8\ub9ac \uad7d\ud788\uace0 \ud558\ub8e8\uc885\uc77c \ubc15\uce74\uc2a4 \ud314\uace0 \uc7ac\ub5a8\uc774\ub97c \ube44\uc6b0\uba70 \ud301\ubc1b\ub294 \uc870\uc5f0\ucc98\ub7fc \uc2dc\uc7a5\uc5d0 \u00a0\uc5b5\uc9c0\ub85c \ub9e4\ub2ec\ub824 \ud558\ub8e8 \ud558\ub8e8 \uc0b4\uc5bc\uc74c\ud310 \u00a0\uc704\ub97c \uac78\uc73c\uba70 \uc0b4 \uac83\uc778\uac00? \uc544\ub2c8\uba74 \uc0c1\ub300\ubc29\uc774 \uace0\uc218\uc778\uc9c0 \ud558\uc218\uc778\uc9c0, \uc0ac\uae30\uafbc\uc778\uc9c0 \ub178\ub984\uafbc\uc778\uc9c0\ub3c4 \ubaa8\ub974\uace0 \uc790\uae30\uc758 \uc9c1\uad00\uacfc \uc9e7\uc740 \uc2e4\ub825\ub9cc \ubbff\uace0 \uc815\uba74\uc2b9\ubd80\ub97c \ud574\uc11c \ud06c\uac8c \ud55c\ud310 \ubc8c\uc5ec\ubcfc \uac83\uc778\uac00? \uadf8\ub9ac\uace0 \uc815\ub9d0 \ub3c8\uc744 \ub534\ub2e4\uba74 \uacfc\uc5f0 \ub534 \ub3c8\uc744 \uc548\uc804\ud558\uac8c \uc2dc\uc7a5 \ubc16\uc73c\ub85c \ub4e4\uace0 \ub098\uac08 \uc218 \uc788\uc744\uae4c?<\/p>\n

    \uc2dc\uc7a5\uc758 \uc6d0\ub9ac\ub97c \ubaa8\ub974\uace0 \ub6f0\uc5b4\ub4e4\uba74 \ubd80\uc871\ud55c \uc815\ubcf4\uc640 \uc5b4\uc124\ud508 \uc2e4\ub825\uc73c\ub85c \uacb0\uad6d \uc2dc\uc7a5\uc758 \ubc30\ud6c4\uc5d0\uc11c \uc2dc\uc7a5\uc744 \uc88c\uc9c0\uc6b0\uc9c0\ud558\ub294 \ud070\uc190\uc5d0\uac8c \ub2f9\ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4. \uc989, \ucda9\ubd84\ud55c \uc9c0\uc2dd\uacfc \uacbd\ud5d8, \uc790\ubcf8\ub825, \uc131\uacf5\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \ubaa8\ub974\uba74\uc11c \uc8fc\uc2dd\ud22c\uc790\ub098 \ucc44\uad8c\ud22c\uc790, \uc120\ubb3c\/\uc635\uc158\/ELS \uac19\uc740 \ud30c\uc0dd \uc0c1\ud488 \ub4f1\uc5d0 \uac1c\uc778\uc774\u00a0\uc9c1\uc811 \ub6f0\uc5b4\ub4e4\uc5b4\uc11c\ub294 \uc190\ud574\ub97c \ubcfc \uc218 \ubc16\uc5d0 \uc5c6\ub2e4. \ubb3c\ub860 \uc6b0\ub9ac \uc8fc\uc704\uc5d0\ub294 \uc804\uc124\ucc98\ub7fc “\uc800 \uce5c\uad6c\ub294 \uadf8\ub54c \uc8fc\uc2dd \ud55c\uc885\ubaa9\uc5d0 \ub300\ucd9c\uae4c\uc9c0 \uc5bb\uc5b4 \ubab0\ube75\ud574\uc11c 5\ucc9c\ub9cc\uc6d0 \ubc8c\uc5b4\uc11c\u00a0\uc678\uc81c\ucc28 \uc0c0\uc796\uc544!”, “\ub0b4 \uce5c\uad6c\ub294 \uadf8\ub54c \uc8fc\uc2dd XX \ud55c\uc885\ubaa9\uc73c\ub85c \ub530\ube14 \uba39\uc5c8\uc796\uc544!” \ud558\ub294 \ubb34\uc6a9\ub2f4\uc774 \uacc4\uc18d \uc774\uc5b4\uc9c0\uace0 \uc788\uc5b4 \ub9c8\uc74c\uc774 \uae09\ud558\uace0 \uc9e7\uc740 \uc2dc\uac04\uc5d0 \ub3c8\uc744 \ubc8c \uc218 \uc788\uc744 \uac83\ub9cc \uac19\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub807\uac8c \ub6f0\uc5b4\ub4e0 \uc8fc\uc2dd \ud22c\uc790\ub294 “\uc65c \ub098\ub9cc \uc8fc\uc2dd\uc744 \uc0ac\uba74 \ub5a8\uc5b4\uc9c0\ub294\uac70\uc57c?!” \ud558\ub294 \uc88c\uc808\uac10\uacfc \ud328\ubc30\uc758 \ucd94\uc5b5\ub9cc \uc548\uace0 \ub3cc\uc544\uc124\u00a0\uc218 \ubc16\uc5d0 \uc5c6\ub2e4. \uc65c \uadf8\ub7f4\uae4c?<\/p>\n

    \uc774\uc720\ub294 \ub0b4\uac00 \uc804\ubb38\uac00\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc774\ub2e4. \uc989, \uae08\uc735\uc2dc\uc7a5, \uadf8 \ubcf5\uc7a1\ud558\uace0 \ud63c\ub3c8\uc2a4\ub7ec\uc6b4 \ub3c4\ubc15\ud310\uc5d0 \ub300\ud55c \uc815\ubcf4\uac00 \ub108\ubb34 \ubd80\uc871\ud558\uae30 \ub54c\ubb38\uc5d0 \ubc15\uce74\uc2a4 \uc2ec\ubd80\ub984 \uac19\uc740 \uc5c5\uc885\uc744 \uc81c\uc678\ud558\uace0\ub294 \ub3c8 \ubc8c\uae30\uac00 \uc27d\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub7fc \uc5b4\ub5bb\uac8c \uadf8\ub7f0 \uae08\uc735\uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\uc5ec \ub3c8\uc744 \ubc8c \uc218 \uc788\ub2e4\ub294 \uac83\uc778\uac00? \uadf8\uac83\uc740 \ubc14\ub85c \uc804\ubb38\uac00\ub97c \uace0\uc6a9\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n

    \uc804\ubb38\uac00\ub97c \uace0\uc6a9\ud55c\ub2e4? \uadf8\ub807\ub2e4. \uc804\ubb38\uac00\ub294 \ub098 \ub300\uc2e0 \uadf8 \ub3c4\ubc15\ud310\uc5d0\uc11c \uc2f8\uc6c0\uc744 \ud560 \uac83\uc774\uace0 \uc0ac\uae30\ub97c \uce60 \uac83\uc774\uace0 \ub3c4\ub451\uc9c8\uc744 \ud574\uc11c\ub77c\ub3c4 \ub098\uc5d0\uac8c \ub3c8\uc744 \ubc8c\uc5b4\uc8fc\uaca0\ub2e4\uace0 \uc57d\uc18d\ud55c \uc0ac\ub78c\uc774\ub2e4. \ub098\ub294 \uadf8 \uc0ac\ub78c\uc5d0\uac8c \ub3c8(\uc6b4\uc6a9\ubcf4\uc218)\uc744 \uc8fc\uace0 \ub098 \ub300\uc2e0 \ub3c4\ubc15(\ud22c\uc790)\uc5d0 \ub6f0\uc5b4\ub4e4\uac83\uc744 \uc9c0\uc2dc\ud560 \uc218 \uc788\ub2e4. \uadf8\uac8c \ubc14\ub85c \ud380\ub4dc(\uacc4\uc57d)\uc774\uace0 \ud380\ub4dc\ub9e4\ub2c8\uc800(\uc0ac\ub78c)\ub2e4.<\/p>\n

    \uadf8\ub7f0\ub370 \uadf8 \uc0ac\ub78c(\ud380\ub4dc\ub9e4\ub2c8\uc800)\uc740 \uacfc\uc5f0 \ub098\uc05c\ub188\uc774 \uc544\ub2d0\uae4c? \uadf8 \uc778\uac04\uc740 \uc0ac\uae30\uafbc\uc774 \uc544\ub2d0\uae4c? \uc774\uac83\ub3c4 \uc5ed\uc2dc \ud568\uc815\uc774 \uc544\ub2d0\uae4c? \uadf8 \uc0ac\ub78c\uc740 \ud639\uc2dc \ud558\uc218\uac00 \uc544\ub2d0\uae4c?\ub77c\ub294 \uc758\uad6c\uc2ec\uc774 \ub4e4 \uc218 \uc788\ub2e4. \ub2f9\uc5f0\ud788 \ub300\ub2f5\uc740 \uadf8\ub7f4\uc218 \uc788\ub2e4<\/strong> \uc774\ub2e4. \uae08\uc735\uc2dc\uc7a5\uc5d0 \ud50c\ub808\uc774\uc5b4\ub85c \ub6f0\ub294 \uc120\uc218\uc9c0\ub9cc \uadf8 \ud380\ub4dc\ub9e4\ub2c8\uc800 \ub610\ud55c \uc0ac\ub78c\uc774\uba70 \uac70\ub300\ud55c \ud070 \uc190\uc5d0 \ud718\ub458\ub9b4 \uc218 \uc788\ub294 \ud55c \uc778\uac04\uc774\uba70, \ub300\ud559\uc744 \uac13 \uc878\uc5c5\ud558\uace0 \uc774\ub860\uc73c\ub85c\ub9cc \ubb34\uc7a5\ud55c \uc5b4\uc2ac\ud508 \ud48b\ub0b4\uae30\uc77c \uc218 \uc788\ub2e4.\u00a0\ud558\uc9c0\ub9cc \ud55c\ud3b8\uc73c\ub85c\ub294 \uadf8 \uc2dc\uc7a5\uc5d0\uc11c\ub9cc \uc2ed\uc218\ub144 \uacbd\ud5d8\uc744 \uc313\uace0 \uc2dc\uc7a5\uc758 \ud070\uc190\uc774 \uc6c0\uc9c1\uc774\ub294 \ubc29\ud5a5\uc744 \ubbf8\ub9ac \uc120\uc218\uccd0\uc11c \ud47c\ub3c8 \uc880 \uae01\uc5b4\ubaa8\uc744 \uc218 \uc788\ub294 \uace0\uc218\uc758 \ubc18\uc5f4\uc5d0 \ub4e0 \uc0ac\ub78c\ub3c4 \uaf64 \ub9ce\ub2e4. \uc6b0\ub9ac\uac00 \ud560 \uc77c\uc740 \uadf8 \uace0\uc218\ub97c \ucc3e\uc544\uc11c \uc6b0\ub9ac\ub3c8\uc744 \ub9e1\uae30\ub294 \uac83\uc774\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ud380\ub4dc \ub9e4\ub2c8\uc800\uac00 \ub0b4 \ub3c8\uc744 \uc798 \uad74\ub824 \ub3c8\uc744 \ubc8c\uc5b4\uc8fc\uae30\ub97c \uae30\ub2e4\ub9ac\ub294 \uac70\ub2e4. \ube44\uc6a9 \ucda9\ubd84\ud788 \ub0b4\uace0.<\/p>\n

     <\/p>\n

    2. \ub204\uac00 \ub0b4 \ub3c8\uc744 \ubc8c\uc5b4\uc904\uae4c?<\/strong><\/p>\n

    \ud380\ub4dc \ub9e4\ub2c8\uc800\ub4e4\uc740 \uc6d0\ub798 \ub0b4 \ub3c8\uc744 \ubc8c\uc5b4\uc8fc\uae30\ub85c \uc57d\uc18d(\uace0\uc6a9) \ub418\uc5b4 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774\uc9c0\ub9cc \uadf8 \uc0ac\ub78c\ub4e4\ub3c4 \ud56d\uc0c1 \ud589\uc6b4\uc774 \uac00\ub4dd\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4. \uadf8\ub7fc \ub204\uac00 \ub0b4 \ub3c8\uc744 \uc798 \ubc8c\uc5b4\uc904\uae4c? \uadf8\uac74 \uc815\ub2f5\uc774 \uc5c6\ub2e4.<\/p>\n

    \uc5b4\ub290 \ud380\ub4dc(\ud380\ub4dc\ub9e4\ub2c8\uc800)\uac00 \ub0b4 \ub3c8\uc744 \uc783\uc9c0 \uc54a\uace0 \ubd88\ub824\uc904 \uac83\uc778\uac00? \ub97c \ubbf8\ub9ac \uc548\ub2e4\ub294 \uac83\uc740 \uc5b4\ub5a4 \uc8fc\uc2dd\uc774 \uc624\ub97c\uae4c?\u00a0\ub97c \ubbf8\ub9ac\u00a0\uc544\ub294 \uac83 \ub9cc\ud07c\uc774\ub098 \uc5b4\ub835\ub2e4.<\/p>\n

    \uc8fc\uc2dd\uacfc \ud380\ub4dc\ub97c \ube44\uad50\ud574\ubcf4\uba74 \ube44\uc2b7\ud55c\uc810\ub3c4 \ub9ce\uc9c0\ub9cc \ub2e4\ub978 \uc810\ub3c4 \ub9ce\ub2e4. \u00a0\uc608\ub97c \ub4e4\uba74\u00a0\uc8fc\uc2dd\ub9e4\ub9e4\ub294 \ud68c\uc0ac\uc5d0 \uc9c1\uc811 \ud22c\uc790(\ud68c\uc0ac \uc790\ubcf8\uc5d0 \ud22c\uc790)\ub97c \ud558\uc9c0\ub9cc \ud380\ub4dc\ub294 \ud68c\uc0ac\uc758 \uc8fc\uc2dd\uc744 \uc9c1\uc811 \uc0ac\uace0 \ud30c\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ud68c\uc0ac\uc758 \uc8fc\uc2dd\uc744 \uc0ac\uace0 \ud30c\ub294 \ud22c\uc790\ud68c\uc0ac \ub610\ub294 \ud380\ub4dc(\uac19\uc740 \ubaa9\uc801\uc73c\ub85c \ubaa8\uc778 \ub3c8 \ubb49\uce58, \ub3c8 \ubb36\uc74c, \ub3c8\uc758 \uc9d1\ud569\uccb4)\uc5d0 \ub0b4 \ub3c8\uc744 \ud22c\uc790(\ub3c8 \ubb49\uce58\uc5d0 \ubcf4\ud0dc\uc11c \uc5b9\ud600\uac00\ub294)\ud558\ub294 \ubaa8\uc591\uc0c8\ub97c \ub760\uace0 \uc788\uc5b4 \uac04\uc811\ud22c\uc790\ub77c\uace0 \ud55c\ub2e4. \uc608\ub97c \ub4e4\uba74 \ub0b4\uac00 100\ub9cc\uc6d0 \ubc16\uc5d0 \uc5c6\ub294 \uacbd\uc6b0 200\ub9cc\uc6d0\uc9dc\ub9ac \uc8fc\uc2dd\uc744 \uc0b4 \uc218 \uc5c6\uc73c\ub098 200\ub9cc\uc6d0\uc9dc\ub9ac \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \ud380\ub4dc\uc5d0 100\ub9cc\uc6d0\uc744 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4. \uadf8\ub9ac\uace0 \uae08\uc735\uc790\uc0b0\uc758 \uc9c1\uc811\uc6b4\uc6a9\uc740 \ub0b4\uac00 \uadf8 \ub9ce\uc740 \uc8fc\uc2dd \uc885\ubaa9 \uc911\uc5d0\uc11c \uc885\ubaa9\uc744 \uc5b8\uc81c \uc0b4\uc9c0 \ub4f1\uc744 \uc9c1\uc811 \uacb0\uc815\ud574\uc57c \ud558\ub098 \ud380\ub4dc\ub97c \ud1b5\ud55c \uac04\uc811 \uc6b4\uc6a9\uc740 \ub098\ub294 \ub3c8\ub9cc \ub0b4\uace0 \uc758\uc0ac\uacb0\uc815\uc740 \uc804\ubb38\uac00\uac00 \ud55c\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n

    \ud2b9\ud788 \uc81c\uc77c \ud070 \ucc28\uc774\uc810\uc740 \uc8fc\uc2dd\uc740 \uac1c\ubcc4 \uc885\ubaa9\uc5d0 \ub300\ud55c \ucda9\ubd84\ud55c \uc774\ud574\uc640 \uc804\ub7b5\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \ud380\ub4dc \ud22c\uc790\ub294 \ub9ce\uc740 \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc774\ud574\uc640 \uc5f0\uad6c, \uad00\ucc30, \ud22c\uc790\ub97c \uc704\ud55c \ub178\ub825\uc744 \ud558\ub294 \uba87\uba85\uc758 \uc804\ubb38\uac00, \ud2b9\ud788 \uadf8 \uc0ac\ub78c\ub4e4\uc758 \ud22c\uc790 \uc804\ub7b5\uc5d0 \ud22c\uc790\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4. \uc989, \uac1c\ubcc4 \uc885\ubaa9\uc774\ub098 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc2dc\uc2a4\ud15c, \ud22c\uc790 \uc2a4\ucf00\uc904, \ucca0\ud559, \uc804\ub7b5, \uc2a4\ud0c0\uc77c \ub4f1\uc744 \ubcf4\uace0 \ud22c\uc790\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4. \u00a0\uc608\ub97c \ub4e4\uba74 \uc6f9\ud37c\ube14\ub9ac\uc154\uac00 \ub418\uae30 \uc704\ud574 \ucef4\ud4e8\ud130 \ub514\uc790\uc778 \ud559\uc6d0\ub3c4\uac00\uace0, \u00a0\uc790\ubc14\uc2a4\ud06c\ub9bd\ud2b8 \uac00\ub974\uce58\ub294 \ud559\uc6d0\ub3c4 \uac00\uace0, \u00a0\uc11c\ubc84 \ucabd \ud504\ub808\uc784\uc6cc\ud06c\ub3c4 \uacf5\ubd80\ud558\uba74\uc11c \uac01\uac01 \ub530\ub85c \uacf5\ubd80\ud574\uc11c \uc6f9 \ud37c\ube14\ub9ac\uc154\uac00 \ub418\ub294 \u00a0\ubc29\ubc95\uacfc, \ucde8\uc5c5 \uc798\ub41c\ub2e4\ub294 \uc6f9 \uad00\ub828 \ud559\uc6d0\uc5d0 \uac00\uc11c 1\ub144 \uacfc\uc815\uc73c\ub85c \ucee4\ub9ac\ud058\ub7fc\uc5d0 \ub9de\ucdb0\uc11c \ucc28\ub840\ub300\ub85c \ubc30\uc6cc \ub098\uac00\ub294 \uac83\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc758 \ucc28\uc774 \uc815\ub3c4 \ub418\uaca0\ub2e4.<\/p>\n

    \uadf8\ub7fc \uadf8 \ub9ce\uc740 \ud380\ub4dc \ub9e4\ub2c8\uc800 \uc911\uc5d0\uc11c \ub204\uad6c\uc5d0\uac8c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc88b\uc744\uae4c? \ub204\uac00 \ub0b4 \ub3c8\uc744 \ubc8c\uc5b4 \uc904\uae4c? \ubb3c\ub860 \uc815\ub2f5\uc740 \uc5c6\ub2e4. \ud558\uc9c0\ub9cc \ucd5c\ub300\ud55c \uac00\ub2a5\uc131 \ub192\uc740 \uc0ac\ub78c\uc744 \uc555\ucd95\ud574 \ub0bc \uc218\ub294 \uc788\ub2e4. \uc5b4\ub5bb\uac8c? \uadf8 \uc0ac\ub78c\uc758 \uc131\uc801\uc744 \ubcf4\uace0.<\/p>\n

    \uc720\uba85\ud55c \ud22c\uc790\uac00\uc774\uc790 \uacbd\uc81c\ud559\uc758 \uac70\ub450 \ucf00\uc778\uc988\ub294 \uc8fc\uc2dd\uc2dc\uc7a5\uc744 \ubbf8\uc778\ub300\ud68c\uc5d0 \ube44\uc720\ud588\ub2e4. \uc989, \ub0b4 \uc758\uc9c0\ub098 \uac00\uce58\ud310\ub2e8\uacfc\ub294 \uc0c1\uad00\uc5c6\uc774 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubbf8\uc778\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uc0ac\ub78c\uc5d0\uac8c \ud45c\uac00 \ubab0\ub9ac\uace0 \uc6b0\uc2b9\uc744 \ud558\uac8c \ub418\ub294 \uac83\uc774\ub2e4. \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c\ub3c4 A\ub77c\ub294 \uae30\uc5c5\uc774 \uc815\ub9d0 \uc88b\uc740 \uc2e4\uc801\uc744 \uc791\ub144\uc5d0 \ub0c8\uace0 \uc62c\ud574\ub3c4 \ub9ce\uc740 \uc5f0\uad6c \uac1c\ubc1c\uc5d0 \ud22c\uc790\ub97c \ud574\uc11c \uc131\uacfc\uac00 \uc88b\uc744 \uac83\uc774 \ud655\uc2e4\ud558\ub354\ub77c\ub3c4 \uc2dc\uc7a5\uc5d0\uc11c \uc544\ubb34\ub3c4 \uad00\uc2ec\uc744 \ub450\uc9c0 \uc54a\uc73c\uba74 \uc8fc\uac00\ub294 \uc624\ub974\uc9c0 \uc54a\ub294\ub2e4. \ud558\uc9c0\ub9cc \ub0b4\uac00 \uad00\uc2ec \uc5c6\ub294 \uc885\ubaa9\uc774\uc9c0\ub9cc \uc2dc\uc7a5\uc774 \ud658\ud638\ud558\ub294 \uc885\ubaa9\uc740 \uc791\uc740 \ub274\uc2a4\ub098 \uc2e4\uc801\uc5d0\ub3c4 \ud3ed\ub4f1\uc744 \ud558\uae30\ub3c4 \ud55c\ub2e4.<\/p>\n

    \uc774\ub7ec\ud55c \uc8fc\uc2dd\uc2dc\uc7a5\uc758 \ubcc0\ud654\ub97c \uc798 \uc77d\uace0 \uac10\uc9c0\ud558\ub294 \ub178\ub828\ud55c \ud22c\uc790\uac00\ub294 \uc790\uae30\uc758 \uae30\uc900\uc73c\ub85c \uc885\ubaa9\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc2dc\uc7a5\uc774 \uc88b\uc544\ud560 \ub9cc\ud55c \uc885\ubaa9, \uc55e\uc73c\ub85c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc5f4\uad11\ud560 \uc885\ubaa9\uc744 \ucc3e\uc544\uc11c \ud22c\uc790\ub97c \ud55c\ub2e4. \uac00\ub054 \uc624\ud310\uc744 \ud558\uac70\ub098 \uc2e4\uc218\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc73c\ub098 \ub300\uccb4\ub85c \uafb8\uc900\ud55c \uc2e4\ub825\uc744 \uc778\uc815\ubc1b\ub294 \ud380\ub4dc\ub9e4\ub2c8\uc800\ub294 \ud655\ub960\uc801\uc73c\ub85c \uc2dc\uc7a5\uc5d0\uc11c \ub354 \ud658\uc601\ubc1b\uc744 \uc885\ubaa9\uc744 \ub354 \uc798 \ucc3e\uc544\ub0b8\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n

    \ub530\ub77c\uc11c \uc6b0\ub9ac\ub294 \ucc9c \uc5ec \uc885\ubaa9\uc758 \uc8fc\uc2dd\uc744 \uc77c\uc77c\uc774 \ub4e4\uc5ec\ub2e4 \ubcf4\uace0 \uc55e\uc73c\ub85c \uc624\ub97c \uac83\uc778\uc9c0 \uc5f0\uad6c\ud558\uace0 \uace0\ubbfc\ud558\uae30 \ubcf4\ub2e4\ub294 \ud380\ub4dc\ub9e4\ub2c8\uc800\uc758 \ud22c\uc790 \uc2a4\ud0c0\uc77c(\uac00\uce58\ud22c\uc790, \uc131\uc7a5\uc8fc \uc704\uc8fc \ud22c\uc790, \ubc30\ub2f9\uc704\uc8fc \ud22c\uc790, \uae09\ub4f1\uc8fc \ud22c\uc790, \uacf5\uaca9\uc801\uc778 \ud22c\uc790, \uc8fc\uac00 \ud558\ub77d\uc5d0 \ub300\uc751\ud558\ub294 \ud22c\uc790 \ub4f1)\uacfc \uc131\uc801( 3\uac1c\uc6d4 \uc218\uc775\ub960, 1\ub144 \uc218\uc775\ub960, \u00a0\ud3c9\uade0 \uc218\uc775\ub960 \ub4f1)\ub9cc \ubcf4\uace0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \uc131\uacf5\ud560 \ud655\ub960\uc774 \ub192\ub2e4 \ud558\uaca0\ub2e4.<\/p>\n

     <\/p>\n

    3. \ub204\uac00 \ub0b4 \ub3c8\uc744 \ube8f\uc544\uac00\ub294\uac00?<\/strong><\/p>\n

    \ub0b4 \ub3c8\uc744 \ubd88\ub9ac\ub294 \uac83\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc \ub0b4 \ub3c8\uc744 \uc190\ud574\ubcf4\uc9c0 \uc54a\ub294 \uac83\ub3c4 \uc911\uc694\ud558\ub2e4. \uc6b0\uc120 \ud380\ub4dc \uac00\uc785\uc5d0\uc11c \uc8fc\uc758\ud574\uc57c \ud560 \ube44\uc6a9\uc740 \uc120\ucde8\uc218\uc218\ub8cc, \ubcf4\uc218(\ube44\uc6a9)\u00a0\uc815\ub3c4\ub2e4.<\/p>\n

    \uc6b0\uc120 \uc2e4\ub825 \uc88b\uc740 \ub9e4\ub2c8\uc800\ub97c \uc120\ud0dd\ud588\ub2e4\uba74 \uc740\ud589\uc774\ub098 \uc99d\uad8c\uc0ac \ucc3d\uad6c\ub85c \ub2ec\ub824\uac00\uc11c \ud380\ub4dc\uc5d0 \uac00\uc785(\ud22c\uc790)\ud558\uba74 \ub41c\ub2e4. \ubb3c\ub860 \uc694\uc998\uc740 \uad73\uc774 \ucc3d\uace0\uc5d0 \uac00\uc9c0 \uc54a\uc544\ub3c4 \uc628\ub77c\uc778\uc73c\ub85c \ucda9\ubd84\ud788 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc790\ubcf8\uc8fc\uc758\uc758 \uaf43\uc778 \uae08\uc735\uc2dc\uc7a5 \ub2f5\uac8c \ub0b4 \ub3c8\uc744 \ub178\ub9ac\ub294 \uc0ac\ub78c\ub3c4 \ub9ce\uc73c\ubbc0\ub85c \uc870\uc2ec\ud574\uc57c \ud55c\ub2e4. \uc6b0\uc120, \uc120\ucde8\uc218\uc218\ub8cc\ub77c\ub294 \ub188\uc774\ub2e4. \uc120\ucde8 \uc218\uc218\ub8cc\ub294 \uc740\ud589, \uc99d\uad8c\uc0ac\uac00 \ud380\ub4dc\ub97c \ud314\ub54c(\ud22c\uc790\uc790\uac00 \ud22c\uc790\/\uac00\uc785\ud560 \ub54c) \ubbf8\ub9ac \uc218\uc218\ub8cc\ub97c \ubc1b\uc544\uac00\ub294 \uac83\uc774\ub2e4. \ubcf4\ud1b5 1% \uc815\ub3c4\ub97c \ub5bc \uac00\ub294\ub370 1%\uc758 \uc120\ucde8 \uc218\uc218\ub8cc\ub97c \ub5c0\ub2e4\uace0 \ud574\uc11c \ub354 \uc88b\uc740 \ud380\ub4dc \uc0c1\ud488\uc774 \uc808\ub300 \uc544\ub2c8\ub2e4. \uc774\uac74 \uc815\ub9d0 \ub3c4\ub451\uc9c8\uc774\ub098 \ub2e4\ub984 \uc5c6\ub294 \uc9d3\uc774\ub2e4. \uc65c \uadf8\ub7f0\uac00\ub294 \uc120\ucde8 \uc218\uc218\ub8cc\uc758 \ub73b\uc744 \uc54c\uba74 \uae08\ubc29 \uc774\ud574\ud560 \uac83\uc774\ub2e4.<\/p>\n

    \uc120\ucde8 \uc218\uc218\ub8cc\ub780 \ud310\ub9e4 \uc2dc\uc810\uc5d0 \ud310\ub9e4\uc790\uac00 \ubbf8\ub9ac \ud310\ub9e4\uc5d0 \ub4dc\ub294 \ubcf4\uc218(\ube44\uc6a9)\uc744 \ubbf8\ub9ac \ub5bc \uac00\ub294 \uac83\uc774\ub2e4. \ub0b4\uac00 100\ub9cc\uc6d0\uc744 \ud380\ub4dc\uc5d0 \uac00\uc785\ud558\uba74 \uac00\uc785\ud558\ub294 \uc2dc\uc810\uc5d0 \uc740\ud589\uc774 \ub0b4\ub3c8 \ub9cc\uc6d0\uc744 \ubbf8\ub9ac \ub5bc\uace0 \ud380\ub4dc\uc5d0\ub294 99\ub9cc\uc6d0\ub9cc \ud22c\uc785\ub418\ub294 \uac83\uc774\ub2e4. \uc65c? \ub098\ub97c \ud380\ub4dc\uc5d0 \uac00\uc785\uc2dc\ucf1c\uc8fc\uc5c8\uae30 \ub54c\ubb38\uc5d0. \uc774\ud574\uac00 \ub418\ub294\uac00? \ub0b4\uac00 \uac00\uc11c \ucc3d\uad6c\uc5d0\uc11c \ubb58 \uac00\uc785\ud560 \uc9c0 \ubab0\ub77c \uc5b4\ub9ac\ubc84\ub9ac \ud560 \ub54c \uce5c\uc808\ud558\uac8c \uc124\uba85\ud574\uc8fc\uace0 \ud22c\uc790\ub97c \uad8c\uc720\ud588\ub2e4\uace0 \ud574\uc11c \ub0b4 \ub3c8 1%\ub97c \uafc0\uaebd\ud558\ub294 \uac83\uc774\ub2e4. \uc774 \uc120\ucde8 \uc218\uc218\ub8cc\ub294 \ud310\ub9e4\ubcf4\uc218\uc640\ub294 \ubcc4\ub3c4\ub77c \ud380\ub4dc \ud22c\uc790 \ud6c4\uc5d0 \uacb0\uc0b0 (\ud380\ub4dc\ub4e4\uc774 1\ub144\uc5d0 \ud55c\ubc88\uc529 \ube44\uc6a9\uacfc \uc774\uc790\ub4e4\uc744 \uacc4\uc0b0\ud574\uc11c \uc7a5\ubd80\uc5d0 \ubc18\uc601\ud574\uc8fc\ub294 \uc808\ucc28)\uc2dc\uc5d0 \ub610 \ud310\ub9e4 \ubcf4\uc218\ub97c \ud380\ub4dc\uc5d0\uc11c \ub5bc \uac04\ub2e4. \uc989 \ub0b4\ub3c8\uc5d0\uc11c \ud310\ub9e4 \uc218\uace0\ube44\ub97c \ub610 \ubc1b\uc544\uac04\ub2e4\ub294 \uac83\uc774\ub2e4. \ubb34\uc2a8 \ud2b9\ud61c\uac19\uc740\uac74 \uc5c6\ub2e4. \uadf8\ub0e5 \ub5bc \uac04\ub2e4. \uc548\ub3cc\ub824\uc8fc\uace0. \uadf8\ub807\ub2e4\uace0 \uc120\ucde8\uc218\uc218\ub8cc \ubc1b\ub294 \ud380\ub4dc\uac00 \ub2e4 \uc88b\uc740 \ud380\ub4dc\uc778\uac00? \uadf8\ub7f0\uac70 \uc5c6\ub2e4. \uadf8\ub0e5 \uc6b4\uc6a9\uc0ac\uc5d0\uc11c \uc798 \ub098\uac00\ub294 \ud380\ub4dc\uac00 \uc788\uc73c\uba74 \ud380\ub4dc\uc5d0 \uc774\ub984 \uc57d\uac04 \ubc14\uafd4\uc11c \uc0c8\ub85c\uc6b4 \uc0c1\ud488\uc778\uc591 \ub9cc\ub4e4\uc5b4 \uc740\ud589\uc5d0\uc11c \uc120\ucde8\uc218\uc218\ub8cc \ubc1b\uace0 \ud30c\ub294 \uacbd\uc6b0\uac00 \ub300\ubd80\ubd84\uc774\ub2e4. \uc989 \uc740\ud589\uc774 “\uc6b0\ub9ac\uac00 \ud314\uc544\uc904\ud14c\ub2c8 \uc218\uc218\ub8cc \ub9ce\uc774 \uc8fc\ub294 \ud380\ub4dc(\uc120\ucde8\uc218\uc218\ub8cc \ub5bc\ub294 \ud380\ub4dc)\ub97c \ud558\ub098 \uc0c8\ub85c \ub9cc\ub4e4\uc5b4 \uc918” \ub77c\ub294 \uc694\uccad\uc5d0 \uc758\ud574 \ud310\ub9e4\uc0ac(\uc740\ud589)\uc774 \uc720\ub9ac\ud55c \uc0c1\ud488\uc774 \ub69d\ub531 \ub9cc\ub4e4\uc5b4\uc9c4\ub2e4(\uae30\uc874 \uc0c1\ud488\uc5d0 \uc2dc\ub9ac\uc988 \ubc88\ud638 \ud558\ub098 \ub354 \ub530\ub294 \uc218\uc900\uc73c\ub85c \ub05d\ub098\ub294 \uacbd\uc6b0\uac00 \ub300\ubd80\ubd84\uc774\ub2e4. Class A \ud380\ub4dc \ub4e4). \uadf8\ub7fc \uc774\ub7f0 \ud380\ub4dc\ub294 \uc65c \ub9cc\ub4e4\uc5b4\uc9c8\uae4c? \uadf8 \uc774\uc720\ub294 \uc790\uc0b0\uc6b4\uc6a9\uc0ac\ub294 \uc740\ud589\uac19\uc740 \ud310\ub9e4\ub9dd\uc774 \uc5c6\uc73c\ubbc0\ub85c \uc804\uad6d\uc801\uc778 \ud310\ub9e4\ub9dd\uc744 \uac00\uc9c4 \uc740\ud589, \uc99d\uad8c\uc0ac \ub4f1\uc774 \uc808\ub300\uc801\uc73c\ub85c \ud798\uc774 \uc138\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

    \ucd5c\uadfc\uc5d0\ub294 \uc740\ud589 \uc9c0\uc810\ub3c4 \uc810\ucc28 \ucd95\uc18c\ub418\uace0 \ub300\ubd80\ubd84\uc758 \uae08\uc735\uc0c1\ud488\ub3c4 \uc628\ub77c\uc778\ud654 \ub418\uae30 \ub54c\ubb38\uc5d0 \uc608\uc804\ubcf4\ub2e4 \ucc3d\uad6c\uc5d0\uc11c \uc9c1\uc6d0\uc774 \uad8c\uc720\ud558\ub294 \uc77c\uc774 \uc904\uc5b4\ub4e4\uae34 \ud588\uc73c\ub098 \uc5ec\uc804\ud788 \uc804\uad6d\uc801\uc778 \ud310\ub9e4\ub9dd\uc744 \ubb34\uc2dc\ud560 \uc218\ub294 \uc5c6\ub2e4. \uc740\ud589, \uc99d\uad8c\uac19\uc740 \ud310\ub9e4\ub9dd\uc774 \uc5c6\uc73c\uba74 (\uc99d\uad8c\uc0ac\ubcf4\ub2e4 \uc740\ud589\uc774 \ud6e8\uc52c \uac15\ub825\ud55c \ud310\ub9e4\ub9dd\uc774\ub2e4) \uc790\uc0b0\uc6b4\uc6a9\uc0ac\ub294 \uc544\ubb34\ub9ac \ub6f0\uc5b4\ub09c \ud380\ub4dc\ub9e4\ub2c8\uc800\uac00 \uc788\uc5b4\ub3c4 \ud22c\uc790\ud560 \ub3c8\uc744 \uc9c1\uc811 \ub6f0\uc5b4\ub098\uac00\uc11c \ubaa8\uc73c\uae30 \uc5b4\ub835\ub2e4. \uadf8\ub798\uc11c \uc740\ud589\uc758 \uc694\uad6c\ub97c \ub4e4\uc5b4\uc904 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4.<\/p>\n

    \ub450\ubc88\uc9f8\ub85c\ub294 \ubcf4\uc218(\ube44\uc6a9)\uc774\ub77c\ub294 \ub188\uc774\ub2e4. \ubcf4\uc218\ub294 \ud310\ub9e4\ud68c\uc0ac(\uc740\ud589, \uc99d\uad8c\uc0ac), \uc6b4\uc6a9\ud68c\uc0ac(\ud380\ub4dc\ub9e4\ub2c8\uc800\uac00 \ub2e4\ub2c8\ub294 \ud68c\uc0ac), \uc0ac\ubb34\uad00\ub9ac\uc0ac(\ud380\ub4dc\ub97c \ub9e4\uc77c \uacc4\uc0b0\ud574\uc8fc\uace0 \ub3c8 \uad00\uacc4\ub97c \uc815\ub9ac\ud574\uc8fc\ub294 \ud68c\uc0ac), \uc218\ud0c1\ud68c\uc0ac(\ud380\ub4dc\uc758 \uc7ac\uc0b0\uc744 \uc2e4\uc81c \ubcf4\uad00\ud574\uc8fc\ub294 \uc740\ud589), \ud380\ub4dc\ud3c9\uac00\uc0ac, \ucc44\uad8c\ud3c9\uac00\uc0ac \uac19\uc740 \ud68c\uc0ac\ub4e4\uc774 \ub72f\uc5b4\uac00\ub294 \ub3c8\uc774\ub2e4. \uc6b4\uc6a9\ud68c\uc0ac\uac00 \uac00\uc838\uac00\ub294 \ub3c8\uc740 \uc2e4\uc81c \uc6b4\uc6a9\uc2e4\uc801\uc5d0 \ub530\ub77c \ud380\ub4dc\ub9e4\ub2c8\uc800\uc5d0\uac8c \uc6d4\uae09\uc744 \uc8fc\uae30 \uc704\ud574 \ubc1b\uc544\uac00\ub294 \ub3c8\uc774\ubbc0\ub85c \ubcf4\uc218\uc5d0\uc11c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud55c\ub2e4. \ub098\uba38\uc9c0 \ud68c\uc0ac\ub4e4\ub3c4 \ud544\uc694\uc5d0 \ub530\ub77c \ud380\ub4dc\uc758 \uad6c\uc870\uc5d0 \ub530\ub77c \uc5b4\uca54\uc218 \uc5c6\uc774 \uc77c\uc815\ubd80\ubd84 \ub5bc \uac04\ub2e4. \ud558\uc9c0\ub9cc \ubaa8\ub4e0 \ubcf4\uc218\uac00 \ub3d9\uc77c\ud558\uc9c0 \uc54a\ub2e4. \ud380\ub4dc\ub97c \uac00\uc785\ud560 \ub54c \uaf3c\uaf3c\ud788 \ubd10\uc57c \ud558\ub294 \ubd80\ubd84 \uc911 \ud558\ub098\uc778\ub370 \ubcf4\uc218\uac00 \ub192\ub2e4\uace0 \ud574\uc11c \ub098\uc5d0\uac8c \ub3c8\uc744 \uc798 \ubc8c\uc5b4\uc8fc\ub294 \ud380\ub4dc\uac00 \uc808\ub300 \uc544\ub2c8\ub2e4. \uc0c1\ud488 \uad6c\uc870\uc0c1 \ubcf4\uc218\uac00 \ub192\uc740 \ud380\ub4dc\uac00 \uc788\uace0 \ub0ae\uc740 \ud380\ub4dc\uac00 \uc788\ub2e4. \uadf8\ub7f0\ub370 \ub54c\ub85c\ub294 \uadf8 \ucc28\uc774\uac00 \ub108\ubb34 \ub098\uc11c \ud380\ub4dc\ub9e4\ub2c8\uc800\uac00 \ube44\uc2b7\ud55c \uc131\uacfc\ub97c \ub0c8\ub294\ub370 \ubcf4\uc218\ub85c \uc655\ucc3d \ub5bc \uac00\uace0 \ub098\uc5d0\uac8c\ub294 \uc218\uc775\uc774 \uc950\uaf2c\ub9ac\ub9cc\ud07c \ub5a8\uc5b4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc798 \ud655\uc778\ud574\uc57c \ud55c\ub2e4.<\/p>\n

    \ub300\uccb4\ub85c \uc778\ub371\uc2a4 \ud380\ub4dc\uc758 \uacbd\uc6b0 \ubcf4\uc218\uac00 \uac00\uc7a5 \ub0ae\uc740 \ud3b8\uc5d0 \uc18d\ud558\uace0(\uadf8\ub0e5 \uc8fc\uac00 \uc9c0\uc218\ub97c \ub530\ub77c\uac00\uae30\ub9cc \ud55c\ub2e4) \u00a0\ub192\uc740 \uc218\uc775\uc744 \u00a0\ub0bc \uc218 \uc788\ub294 \uad6c\uc870\ub85c \uc9dc\uc5ec\uc9c4 \ud380\ub4dc\ub4e4\uc774\ub098 \uacf5\uaca9\uc801\uc778 \ud22c\uc790\ub97c \ud558\ub294 \ud380\ub4dc\ub4e4\uc774 \ub300\uccb4\ub85c \ubcf4\uc218\uac00 \ub192\uc740 \ud3b8\uc778\ub2e4. \ud558\uc9c0\ub9cc \ubcf4\uc218\uac00 \ub192\ub2e4\uace0 \uc218\uc775\ub960\uc774 \ubc18\ub4dc\uc2dc \ub192\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc744 \uba85\uc2ec\ud574\uc57c \ud55c\ub2e4.<\/p>\n

     <\/p>\n

    4. \uc5b4\ub5bb\uac8c \ub354 \uc218\uc775\uc744 \ub0bc \uac83\uc778\uac00?<\/strong><\/p>\n

    \uc6b0\ub9ac\ub098\ub77c \ud380\ub4dc\ub4e4\uc758 \uacfc\uac70 1\ub144 \uc218\uc775\ub960\ub4e4\uc744 \uacc4\uc18d \ubcf4\ub2e4\ubcf4\uba74 \ube44\uc2b7\ud55c \uc22b\uc790\ub4e4\uc774 \ubc18\ubcf5\ub41c\ub2e4. \uc989 5~8% \uc815\ub3c4\uc758 \uc218\uc775\ub960\uc774 \ub418\ud480\uc774\ub41c\ub2e4. \uac00\ub054 30%, 50%\ub300\uc758 \ub300\ubc15 \ud380\ub4dc\ub3c4 \ub098\ud0c0\ub098\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc9c0\ub9cc \ube48\ub3c4\ub098 \ud655\ub960, \uc6b0\ub9ac\ub098\ub77c \uc8fc\uc2dd \uc2dc\uc7a5\uc774 \uc8fc\uae30\uc801\uc778 \ub4f1\ub77d\uc744 \ubcf4\uba74 1\ub144\uc5d0 5~8%\uc815\ub3c4\uc758 \uc218\uc775\ub960\uc774 \uc801\uc808\ud558\ub2e4 \ud558\uaca0\ub2e4. \ud558\uc9c0\ub9cc \uc77c\ubc18 \ud22c\uc790\uc790\uac00 \uc6d0\ud558\ub294 \uac83\uc740 \uc9e7\uc740 \ub2e8\uae30\uac04\uc758 \ud22c\uc790\uc5d0 \uc218\uc775\ub960\uc740 \ucd5c\uc18c 200%\ub97c \uc758\ubbf8\ud558\uc9c0 \uc54a\ub358\uac00? \uadf8\ub807\ub2e4\uba74 \ud380\ub4dc\uac00 \uacfc\uc5f0 \uc8fc\uc2dd\uc744 \ub300\uccb4\ud558\ub294 \uc801\uc808\ud55c \ud22c\uc790 \ub300\uc0c1\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc744\uae4c?<\/p>\n

    \uc774 \uc810\uc5d0 \ub300\ud574\uc11c\ub294 \ud0c0\ud611\uc774 \ud544\uc694\ud558\ub2e4. \uc6b0\uc120 \uccab\ubc88\uc9f8\ub294 \uc6b0\ub9ac\ub098\ub77c \ud380\ub4dc\uc5d0\uc11c \ub2e8\uae30\uac04\uc5d0 (1\ub144 \uc774\ub0b4\uc5d0) 200%\uc758 \uc218\uc775\ub960\uc744 \uae30\ub300\ud558\ub294\uac83\uc740 \ubd88\uac00\ub2a5\ud558\ub2e4 \ud558\uaca0\ub2e4. \ud380\ub4dc\ub294 \uadf8\ub7f0 \ud22c\uae30 \uc0c1\ud488\uc774 \uc544\ub2c8\uae30 \ub54c\ubb38\uc774\ub2e4. \ud22c\uc790\ub780 \uc704\ud5d8\uc744 \uac10\ub0b4\ud558\uace0 \uc7ac\ud654\ub97c \ud22c\uc785\ud558\uc5ec \uc7ac\uc0b0\uc758 \uc99d\uc2dd\uc744 \uae30\ub300\ud558\ub294 \ud589\uc704\uac00 \uc544\ub2c8\ub358\uac00? \uadf8\ub7f0\ub370 \ub2e8\uae30\uac04\uc5d0 50% \uc774\uc0c1\uc758 \uc218\uc775\ub960\uc744 \uae30\ub300\ud55c\ub2e4\ub294 \uac83\uc740 \uc0ac\uae30\ub098 \ub3c4\ubc15\uacfc \uac19\uc740 \ud070 \uc704\ud5d8\ubd80\ub2f4\uc744 \uc9c0\uc9c0 \uc54a\uace0\ub294 \ubd88\uac00\ub2a5\ud558\ub2e4(High Risk High Return). \uadf8\ub798\uc11c \ucc98\uc74c\ubd80\ud130 \uc5c4\uccad\ub09c \uc218\uc775\ub960\uc744 \uae30\ub300\ud558\uba74 \uc2e4\ub9dd\ud558\uae30 \ub531 \uc88b\ub2e4.<\/p>\n

    \ud380\ub4dc\ub294 \uc6d0\uae08\uc744 \uc783\uc744 \uc218 \uc788\ub294 \ud22c\uc790 \uc0c1\ud488\uc774\ub2e4. \uc989 \uc740\ud589 \uc815\uae30\uc608\uae08\uacfc \uac19\uc774 \uc740\ud589\uc774 \uc6d0\uae08\uacfc \uc774\uc790\ub97c \ubcf4\uc7a5\ud558\ub294 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc190\ud574\ub3c4 \ubcfc \uc218 \uc788\uace0 \uc774\uc775\ub3c4 \ubcfc \uc218 \uc788\ub294 \uc0c1\ud488\uc774\ub2e4. \uc774\ub7f0 \uac00\ubcc0\uc131, \ud655\ub960, \ubcc0\ub3d9\uc131 \ub4f1\uc744 \uc704\ud5d8\uc774\ub77c\uace0 \ud55c\ub2e4. \uc6b0\ub9ac\ub098\ub77c \uc8fc\uc2dd\uc2dc\uc7a5 \uc815\ub3c4\uc758 \uc624\ub974\ub77d \ub0b4\ub9ac\ub77d\ud558\ub294 \ub4f1\ub77d\uc744 \uae30\uc900\uc744 \ubc14\ud0d5\uc73c\ub85c \uae30\ub300\ud560 \uc218 \uc788\ub294 1\uac1c\uc6d4 \uc218\uc775\ub960\uc774 \ucd5c\uadfc\uc5d0\ub294\u00a02-3%\uc815\ub3c4 \ub41c\ub2e4(\uae30\ub300\uc218\uc775\ub960\uc740 \uacfc\uac70 \ud1b5\uacc4\uc801\uc778 \ubc29\ubc95 \ub610\ub294 1\uac1c\uc6d4\uc758 \ubcc0\ub3d9\uc131\uacfc \ubb34\uc704\ud5d8\uc774\uc790\uc728\uc744 \ubc14\ud0d5\uc73c\ub85c sharpe\uc9c0\uc218\ub97c \uc0b0\ucd9c\ud558\uc5ec \ub2e4\ub978 \uc0c1\ud488\uacfc \ube44\uad50\ud558\uac70\ub098 \uacfc\uac70 sharpe \uc9c0\uc218 \ub4f1\uacfc \ube44\uad50\ud558\uc5ec \uc5bb\uc744 \uc218 \uc788\uc73c\ub098 \ubcf5\uc7a1\ud55c \uacfc\uc815\uc740 \uc0dd\ub7b5\ud558\uace0 \ucd5c\uadfc\uc758 KOSPI \ub4f1\ub77d\uc728\uc744 \ubc14\ud0d5\uc73c\ub85c \ucd94\uc815\ud574 \ubcf4\uc558\ub2e4. KOSPI\uac00 1970\uc5d0\uc11c 2160\uae4c\uc9c0 3\uac1c\uc6d4\ub9cc\uc5d0 \uae09\ub4f1\ud558\uba74 \ub2e8\uc21c\ud3c9\uade0\uc73c\ub85c 1\uac1c\uc6d4\uc5d0 3.2% \uc218\uc775\ub960\uc774 \ub098\uc628\ub2e4)\u00a0 \uc774 \uc815\ub3c4\ub9cc \uc778\uc2dd\ud558\uace0 \ub450\ubc88\uc9f8 \ud0c0\ud611\uc810\uc744 \ubcfc \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n

    \ud380\ub4dc\ub97c \uc774\uc6a9\ud558\uc5ec \uc218\uc775\uc744 \ub354 \ub0b4\uae30 \uc704\ud574\uc11c\ub294 \ud380\ub4dc\uc758 \uae30\ubcf8 \uc6d0\uce59\uc778 \uc7a5\uae30 \ud22c\uc790\uc5d0 \ubc30\uce58\ub420 \uc218 \uc788\ub294 \ub9e4\ub9e4\ud0c0\uc774\ubc0d\uc5d0 \uc758\ud55c \uc131\uacfc\ub97c \uc778\uc815\ud574\uc57c \ud55c\ub2e4. \uc774\uac74 \ub610 \ubb34\uc2a8 \ub9d0\uc778\uac00?<\/p>\n

    \uc790\uc0b0 \ud22c\uc790\uc5d0 \ub300\ud574 \ud604\uc874\ud558\ub294 \ucd5c\uace0\uc758 \ub300\uac00\ub294 \uc6cc\ub80c\ubc84\ud54f\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc6cc\ub80c \ubc84\ud54f\uc744 \uc704\uc2dc\ud558\uc5ec \ubaa8\ub4e0 \ud22c\uc790\uc758 \ub300\uac00\ub4e4\uc774 \ub04a\uc784\uc5c6\uc774 \uc8fc\uc7a5\ud558\ub294 \uac83\uc774 \uc7a5\uae30\ud22c\uc790\uc774\ub2e4. \uc989 \uc8fc\uac00\uac00 \uc5b8\uc81c \uc624\ub974\uace0 \uc5b8\uc81c \ub0b4\ub9b4\uc9c0 \ubaa8\ub974\uae30 \ub54c\ubb38\uc5d0 \uc88b\uc740 \uc8fc\uc2dd\uc744 \ubc1c\uad74\ud558\uc5ec \uc624\ub97c\ub54c\uae4c\uc9c0 \ubcf4\uc720\ud558\ub2e4\uac00 \uc624\ub974\uba74 \uc218\uc775\uc744 \ub0b4\uace0 \ud310\ub2e4\ub294 \uc804\ub7b5(\ud22c\uc790\uc790\ub4e4\uc774 \uc804\ubb38\uac00\uc801\uc778 \ud22c\uc790\uc804\ub7b5\uc744 \uc124\uba85\ud560 \ub54c\ub294 \uc2e4\uc81c\ub85c\ub294 \ud6e8\uc52c \ubcf5\uc7a1\ud55c \uc6d0\uce59\uacfc \ud22c\uc790\ubc29\ubc95,\u00a0\ub9e4\ucee4\ub2c8\uc998\uc774 \uc788\uc73c\ub098 \uc77c\ubc18\uc778\uc5d0\uac8c\ub294 \uc27d\uac8c \uc124\uba85\ud558\uae30 \uc704\ud574 \ubcf4\ud1b5 \uc774\ub807\uac8c \uac04\ub7b5\ud788 \uc124\uba85\ud55c\ub2e4)\uc774 \uc88b\uc740 \uc131\uacfc\uc758 \ube44\uacb0\uc774\ub77c\ub294 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc774\uac83\uc740 \uc8fc\uc2dd \ud22c\uc790\uc5d0 \ub300\ud55c \uc124\uba85\uc774\uc9c0 \ud380\ub4dc \ud22c\uc790\uc5d0\uc11c\ub294 \uaf2d \uadf8\ub807\uc9c0 \uc54a\ub2e4.<\/p>\n

    \uc0ac\uc2e4 \ub204\uad6c\ub3c4 \uc8fc\uc2dd\uc774 \uc624\ub97c\uc9c0 \ub0b4\ub9b4\uc9c0 \uc798 \ubaa8\ub978\ub2e4. \uadf8\ub9ac\uace0 \uc8fc\uc2dd\ud22c\uc790\ub294 \ubbf8\ub140\uc120\ubc1c\ub300\ud68c\ucc98\ub7fc \ub0b4 \ub208\uc5d0\ub9cc \uc608\uc05c \uc5ec\uc790\ub97c \uace0\ub978\ub2e4\uace0 \ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc774 \ub610\ub294 \ubaa8\ub4e0 \uc2ec\ud310\uad00\uc774 \ub192\uc740 \uc810\uc218\ub97c \uc8fc\ub294 \ubbf8\ub140\uac00 1\ub4f1\uc744 \ucc28\uc9c0\ud55c\ub2e4. \ub9c8\ucc2c\uac00\uc9c0\ub85c \ud380\ub4dc\ub9e4\ub2c8\uc800\uac00 \uc544\ubb34\ub9ac \uc88b\uc740 \uc8fc\uc2dd\uc744 \ub4e4\uace0 \uc788\uc5b4\ub3c4 \uc2dc\uc7a5\uc5d0\uc11c \uadf8 \uc8fc\uc2dd\uc758 \uac00\uaca9\uc774 \uc624\ub974\uc9c0 \uc54a\uc73c\uba74 \uadf8 \ud380\ub4dc\ub294 \uc218\uc775\uc744 \ub0b4\uc9c0 \ubabb\ud55c\ub2e4. \uc8fc\uc2dd\uc774 \ud3ed\ub77d\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uadf8 \ud380\ub4dc\ub9e4\ub2c8\uc800\uc758 \ud380\ub4dc\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud574\uc57c\ud558\ub294 \ubc95\uc801\uc778 \uc774\uc720\ub54c\ubb38\uc5d0 \uc8fc\uc2dd\uc744 \ub2e4 \ud314\uc544\uce58\uc6b0\uc9c0 \ubabb\ud558\uace0\u00a0\uac00\uc9c0\uace0 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uadf8\ub9ac\uace0 \ud3ed\ub77d\ud55c\ub2e4\uace0 \ub2e4 \ud314\uc544\uce58\uc6e0\ub294\ub370 \ub0b4\uc77c \uae09\ub4f1\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc774\uc911\uc73c\ub85c \uc9c0\ud0c4\uc744 \ubc1b\ub294\ub2e4(\ube44\uad50\ub300\uc0c1\uc778 BM\uc5d0 \ub300\ube44\ud574 \uc218\uc775\ub960\uc774 \ub354 \ub5a8\uc5b4\uc9c0\ubbc0\ub85c).<\/p>\n

    \uadf8\ub798\uc11c \uc8fc\uc2dd\uc2dc\uc7a5 \uc804\uccb4\uc758 \uc8fc\uac00\uac00 \ud558\ub77d\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ud380\ub4dc \ub9e4\ub2c8\uc800\ub294 \ud380\ub4dc\uc758 \uc8fc\uc2dd\ub4e4\uc744 \ud314\uc9c0\ubabb\ud558\uace0 \ub4e4\uace0 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uc18c\uadf9\uc801\uc778 \ub300\uc751\uc774\ub77c\uba74 \ub35c \ub5a8\uc5b4\uc9c8 \uac83 \uac19\uc740 \uc885\ubaa9\uc73c\ub85c \uad50\uccb4\ud558\ub294 \uc815\ub3c4?<\/p>\n

    \ud558\uc9c0\ub9cc \uc77c\ubc18 \ud22c\uc790\uc790\ub294 \ud380\ub4dc\uc5d0\uc11c \ub3c8\uc744 \ucc3e\uc744 \uc218 \uc788\ub2e4. \uc989 \uc8fc\uac00\uac00 \ub5a8\uc5b4\uc9c0\uac70\ub098 \ub5a8\uc5b4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba74 \ud380\ub4dc\ub97c \ud574\uc9c0\ud560 \uc218 \uc788\ub2e4. \ub610\ud55c \ud380\ub4dc\uac00 \uc774\uc81c\ubd80\ud130 \uc624\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba74 \uadf8 \ub54c \ub3c8\uc744 \ud22c\uc790\ud560 \uc218\ub3c4 \uc788\ub2e4. \uc774 \uc810\uc740 \uc0ac\uc2e4 \uc8fc\uac00\uac00 \uc5b8\uc81c \uc624\ub97c\uc9c0 \ub0b4\ub9b4\uc9c0 \ubaa8\ub978\ub2e4\ub294 \uba85\uc81c\uc640 \ubc30\uce58\ub418\ub294 \uac83\uc774 \uc0ac\uc2e4\uc774\ub2e4. \ud558\uc9c0\ub9cc \ud380\ub4dc\uc5d0 \ub300\ud574 \uc870\uae08 \ub354 \uae4a\uc774 \uc5f0\uad6c\ud558\uba74 \ud380\ub4dc\uc758 \uc2a4\ud0c0\uc77c\uc774\ub098 \ud380\ub4dc\ub9e4\ub2c8\uc800\uc758 \uc2a4\ud0c0\uc77c, \uc8fc\uc2dd\uc2dc\uc7a5\uc758 \ud750\ub984\uc744 \uae30\uc900\uc73c\ub85c \ud655\ub960\uc744 \uc0c1\ub2f9\ud788 \uc881\ud790 \uc218 \uc788\ub2e4. \uc624\ub298 \ud638\uc7ac\uac00 \ubc1c\ud45c\ub41c \uac1c\ubcc4 \uc8fc\uc2dd\uc758 \uc8fc\uac00\uac00 \ub0b4\uc77c \uc624\ub97c \uac83\uc778\uc9c0 \ub0b4\ub9b4 \uac83\uc778\uc9c0\ub294 \uc815\ud655\ud558\uac8c\u00a0\uc54c \uc218 \uc5c6\uc73c\ub098 \uc5ec\ub7ec \uae30\uc5c5\ub4e4\uc774 \ud638\uc7ac\ub97c \ubc1c\ud45c\ud558\uace0 \ud658\uc728\uc774 \uc548\uc815\uc801\uc774\uace0 \uc8fc\uac00\uac00 \uc5f0\ub2ec\uc544 \uba70\uce60\uc529 \uc0c1\uc2b9\ud558\ub294 \uacbd\uc6b0 \ud380\ub4dc\uac00 \uc218\uc775\uc744 \ub0bc \uac83\uc744 \uc608\uc0c1\ud558\uae30\ub294 \uc27d\ub2e4.<\/p>\n

    \uc989 \uc7a5\uae30 \ud22c\uc790\ub77c\uace0 \ubb34\ud131\ub300\uace0 \uc544\ubb34\ub54c\ub098 \ud22c\uc790\ud574\uc11c 10\ub144\uc529 \uae30\ub2e4\ub9ac\ub77c\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc6b0\ub9ac\ub098\ub77c \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \uc88b\uc544\uc9c0\uae30 \uc2dc\uc791\ud560 \ub54c \uc88b\uc740 \ud380\ub4dc\ub97c \ucc3e\uc544 \uac00\uc785\ud558\uc5ec 3\uac1c\uc6d4\uc5d0 10% \uc815\ub3c4\uc758 \uc218\uc775\uc744 \ub0b4\uace0 \ube60\uc838 \ub098\uc624\uba74 1\ub144\uc5d0 10% \uc774\uc0c1\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud560 \uc218 \uc788\uace0 5\ub144\ub3d9\uc548 3\ud68c \uc815\ub3c4\ub9cc \uc131\uacf5\ud558\uba74 30%(=\uc5f0 6%)\uc758 \ud6cc\ub96d\ud55c \uc218\uc775\ub960\uc744 \uc5bb\uc744 \uc218 \uc788\ub2e4. \ub610\ud55c \ud22c\uc790 \uae30\uac04 \uc0ac\uc774\uc5d0\ub294 \uae08\ub9ac\uac00 \ub0ae\uc740 \uc740\ud589 \uc0c1\ud488\uc5d0 \ub123\uc5b4\ub450\uae30\ub9cc \ud574\ub3c4 \ucd5c\uc18c 1~2%\uc758 \ucd94\uac00 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub2e4.<\/p>\n

    \uc774 \uc5bc\ub9c8\ub098 \ud6cc\ub96d\ud55c \ud22c\uc790 \ubc29\ubc95\uc778\uac00? \uc774\uac8c \uac00\uc7a5 \ubcf4\uc218\uc801\uc778 \uc2dc\ub098\ub9ac\uc624\uc778\ub370\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9d0\uc774\ub2e4.<\/p>\n

    \uadf8\ub7ec\ub098 \ub9d0\uc774 \uc27d\uc9c0 \uc6b0\ub9ac\ub098\ub77c \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \uc5b8\uc81c\uac00 \uc131\uc7a5\uae30\uc778\uc9c0, \ud65c\ud669\uae30\uc778\uc9c0, \ud3ed\ub77d\uae30\uc778\uc9c0 \ud68c\ubcf5\uae30\uc778\uc9c0 \uc120\ub73b \uc54c\uae30\ub294 \uc5b4\ub835\ub2e4. \uc9e7\uac8c\ub294 \uba87\uc8fc, \uae38\uac8c\ub294 \uba87 \ub144 \ub2e8\uc704\ub85c \uc6c0\uc9c1\uc774\ub294 \uc7a5\uae30\ucd94\uc138\ub97c \uc8fc\ubaa9\ud574\uc57c \ud558\ub294 \uc774\uc720\uac00 \uac70\uae30\uc5d0 \uc788\ub2e4. \ud754\ud788 \ub9d0\ud558\ub294 \ub300\ud559\uc0dd, \uc8fc\ubd80\uac00 \uc99d\uad8c\uc0ac \uac1d\uc7a5\uc5d0 \ub098\ud0c0\ub098\uba74 (\uc694\uc998\uc740 \uac1d\uc7a5\uc758 \uc804\uad11\ud310\uc774 \ub2e4 \uc0ac\ub77c\uc84c\ub2e4) \uc8fc\uc2dd\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uc2e0\ud638\ub77c\uace0 \ud558\uac70\ub098, \u00a0\ub300\uae30\uc5c5 \ud55c \ub450\uac1c\uac00 \ub9dd\ud558\uace0 \ub098\uba74 \uc8fc\uc2dd\uc774 \uc624\ub974\uae30 \uc2dc\uc791\ud55c\ub2e4\ub294 \uc18d\uc124\ub4e4 \ucd5c\uc545\uc758 \uc0c1\ud669\uc778 \uac83\uc73c\ub85c \ubcf4\uc77c \ub54c \uace7 \ud68c\ubcf5\uae30\uac00 \ub2e4\uac00\uc624\uace0 \ucd5c\ub300 \ud65c\ud669\uc77c \ub54c \ud3ed\ub77d\uc744 \ub300\ube44\ud558\ub294 \uc790\uc138\ub85c \uc7a5\uae30\ud22c\uc790\ub97c \ud558\ub294 \uac83\uc774 \ucd5c\uc120\uc758 \uc120\ud0dd\uc774\ub2e4.<\/p>\n

     <\/p>\n

    5. \ub9fa\uc74c\ub9d0<\/strong><\/p>\n

    \uadf8\ub7fc \ud380\ub4dc\ud22c\uc790\ub294 \ud574?\ub9d0\uc5b4?<\/p>\n

    \ud574\uc57c\ud55c\ub2e4. \ud380\ub4dc\ub9e4\ub2c8\uc800(\uc804\ubb38\uac00)\uc5d0\uac8c \ub418\ub3c4\ub85d \ub3c8\uc801\uac8c\uc8fc\uace0 (\ub0ae\uc740 \ubcf4\uc218) \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \uc774\uc81c \ub300\uccb4\ub85c \uc624\ub974\uaca0\ub2e4 \uc2f6\uc744 \ub54c \ub3c8\uc744 \uc655\ucc3d\ud22c\uc790\ud574\uc57c \ud55c\ub2e4 \ud558\ub294\uac8c \uacb0\ub860\uc774\ub2e4.<\/p>\n

    \uc368 \ub193\uace0 \ubcf4\ub2c8 \uacb0\uad6d \ud380\ub4dc\ub97c \uc798 \ud558\uba74 \ub3c8 \ub354 \ubc88\ub2e4 \ud558\ub294 \ubed4\ud55c \uc598\uae30\uc5d0 \ubd88\uacfc\ud55c\ub370, \uc870\uae08 \uc7a5\ud669\ud574\uc84c\ub2e4. \uc0ac\uc2e4 \ud380\ub4dc\ub294 \uc77c\ubc18 \uc740\ud589 \uc0c1\ud488\uacfc \ub2e4\ub974\uace0 \uad50\uacfc\uc11c\uc5d0 \ub098\uc624\ub294 \uc8fc\uc2dd \ud22c\uc790 \ubc29\ubc95\ub860\uacfc\ub3c4 \ub610 \ub2e4\ub974\ub2e4. \uadf8\ub9ac\uace0 \uc0c1\ud488\uad6c\uc870\ub3c4 \ub2e4\ub974\uace0 \ubc95\uc801\uc778 \uc694\uc18c\ub3c4 \ub2e4\ub974\ub2e4.<\/p>\n

    \ud558\uc9c0\ub9cc \uc740\ud589 \ucc3d\uad6c\uc5d0\uc11c\ub098 \uc778\ud130\ub137\uc5d0\uc11c \uac00\ub054 \ubcf4\uc774\ub294 \uc9e7\uc740 \ud380\ub4dc \uc124\uba85\uacfc \uac00\uc785 \uad8c\uc720\ub294 \ud604\uc2e4\uc744 \uac00\ub974\uccd0\uc8fc\uae30\ubcf4\ub2e4\ub294 \uc6d0\ub860\uc801\uc778 \uc598\uae30\ub9cc \ub298\uc5b4\ub193\uace0 \uc704\ud5d8 \ubd80\ubd84\uc740 \uc81c\uc678\ud55c\u00a0\uc131\uacf5\uc801\uc778 \uc218\uc775\ub960 \uc774\uc57c\uae30, \ub610\ud55c \uc5b4\uc124\ud508 \uc608\ucc2c\ub9cc \ub298\uc5b4\ub193\uace0 \ub9cc\ub2e4.<\/p>\n

    \uadf8\ub807\uac8c \uac00\uc785\ud55c \ud380\ub4dc\ub4e4\uc740 \ud55c\ub54c \uc720\ud589\ud558\ub358 \ube0c\ub9ad\uc2a4, \ucc28\uc774\ub098, \uc778\uc0ac\uc774\ud2b8 \ud380\ub4dc \ub4f1\uacfc \uac19\uc740 \ucc38\ub2f4\ud55c \uc804\ub7b5\uc801 \uc2e4\ud328\ub97c \ud558\uac8c \ub418\uace0 \uacb0\uad6d \uc77c\ubc18\uc778\ub4e4\uc5d0\uac8c \ud380\ub4dc\uc5d0 \u00a0\ub300\ud55c\u00a0\ub9c9\uc5f0\ud55c\u00a0\ubc18\uac10\uacfc “\ub3c8\ub3c4 \uc548\ub418\ub294\uac8c \ub0b4\ub3c8 \ub2e4 \uae68\uba39\uc5c8\ub2e4”\ud558\ub294 \uc624\ud574\uc758 \uacbd\ud5d8\ub9cc \uc548\uaca8\uc904 \uc218 \uc788\uc73c\ubbc0\ub85c \uacbd\uacc4\ud574\uc57c \ud55c\ub2e4.\u00a0\ub204\uad6c\ub098 \uc2e4\ucc9c\uc5d0 \uc62e\uae38 \uc218 \uc788\ub294 \uae30\ubcf8\uc801 \uc6d0\uce59\ub9cc\uc73c\ub85c \ud380\ub4dc\ub85c \ub3c8\uc744 \ubc84\ub294 \ubc29\ubc95\uc744 \uc124\uba85\ud558\uace0\uc790 \ud55c\ubc88 \uc368 \ubd24\ub294\ub370 \uc54c\ub9f9\uc774\ub294 \ube60\uc9c4\uac70 \uac19\uae34 \ud558\ub2e4.<\/p>\n

    \ubb3c\ub860, \uc5b4\ub5a4 \ud380\ub4dc\uc5d0 \uac00\uc785\ud560 \uac83\uc778\uac00 \ud558\ub294 \ud575\uc2ec \ubd80\ubd84\uc740 \ub610 \ub2e4\ub978 \uc774\uc57c\uae30\ub85c \uc774\uc5b4\uc9c4\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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