{"id":1045,"date":"2026-10-28T19:02:27","date_gmt":"2026-10-28T10:02:27","guid":{"rendered":"https:\/\/www.fsquare.co.kr\/?p=1045"},"modified":"2026-10-28T19:02:27","modified_gmt":"2026-10-28T10:02:27","slug":"%ec%97%b0%ec%9e%ac-1%ed%8e%b8-%ed%9d%94%eb%93%a4%eb%a6%ac%ec%a7%80-%ec%95%8a%eb%8a%94-%ed%88%ac%ec%9e%90%ec%9d%98-%eb%8f%84%eb%af%b8%eb%85%b8-%ec%9e%90%ec%82%b0-%eb%b0%b0%eb%b6%84%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/www.fsquare.co.kr\/?p=1045","title":{"rendered":"[\uc5f0\uc7ac 1\ud3b8] \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \ud22c\uc790\uc758 \ub3c4\ubbf8\ub178, \uc790\uc0b0 \ubc30\ubd84\uacfc &#8216;\uc6d0\uce59&#8217;\uc758 \ud798"},"content":{"rendered":"<p data-path-to-node=\"1\"><span class=\"\">\uc8fc\uc2dd\uc2dc\uc7a5\uc774 \uc624\ub974\ub0b4\ub9b4 \ub54c\ub9c8\ub2e4 \ub9c8\uc74c\uc774 \ub864\ub7ec\ucf54\uc2a4\ud130\ub97c \ud0c0\uc2dc\ub098\uc694? \ud2b9\ud788 \uc0bc\uc131\uc804\uc790\uc640 \ud558\uc774\ub2c9\uc2a4 \uc8fc\uac00\uac00 \uc694\ub3d9\uce60 \ub54c\ub9c8\ub2e4 \ub0b4 \ub9c8\uc74c\ub3c4 \uc694\ub3d9\uce58\ub098\uc694?<\/span><span class=\"\">\u00a0&#8220;\uc9c0\uae08\uc774\ub77c\ub3c4 \uc62c\ub77c\ud0c0\uc57c \ud558\ub098&#8221;,<\/span> &#8220;\ub2e4 \ud314\uace0 \ud604\uae08\ud654\ud574\uc57c \ud558\ub098&#8221;, &#8220;\uc0bc\uc131\uc804\uc790\uc640 \ud568\uaed8 \ub0b4 \ubbf8\ub798\ub3c4 \uc800\uc2b9\uc73c\ub85c \uac00\ub294\uad6c\ub098&#8221;<\/p>\n<p data-path-to-node=\"1\">\ub9e4 \uc21c\uac04 \ud754\ub4e4\ub9ac\ub294 \ud22c\uc790\ub97c \ud558\uace0 \uc788\ub2e4\uba74, \ub2f9\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ubb38\uc81c\uac00 \uc788\uc5b4\uc11c\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ubc14\ub85c &#8216;\uc790\uc0b0 \ubc30\ubd84 \uacc4\ud68d&#8217;\uc774\ub77c\ub294 \ub2fb\uc774 \uc5c6\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"2\">\uc5b4\ub290 \uc720\ud29c\ubc84\uac00 \ub2e8\ud0c0\ub85c \uc131\uacf5\ud558\ub294 \ubc95\uc744 \uc62c\ub838\ub354\uad70\uc694. \uadf8 \ube44\ubc95\uc740 \uc885\ubaa9\uc744 \uc798 \uc608\uce21\ud558\ub294 \uac83\ub3c4, \uc190\uc774 \ube60\ub978 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4. \uc0b4 \ub54c \uc774\ubbf8 \uc5bc\ub9c8\uc5d0 \ud314 \uac83\uc778\uc9c0, \uc5b4\ub290 \uc815\ub3c4\uc758 \uc218\uc775\uc744 \ub2ec\uc131\ud558\uba74 \ud314 \uac83\uc778\uc9c0 \ubbf8\ub9ac \uc815\ud574 \ub193\uace0 \uadf8 \uc6d0\uce59\uc744 \ucca0\uc800\ud788 \uc9c0\ud0a4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub9cc\uc57d \uc21c\uac04\uc758 \uc695\uc2ec\uacfc \ubbf8\ub828\uc5d0 \ub9ce\uc774 \ud754\ub4e4\ub9b0\ub2e4\uba74, \uc870\uae08 \uc624\ub97c\ub54c \uc5bc\ub978 \ud314\uace0 \ub5a8\uc5b4\uc9c8 \ub54c\ub294 \uc624\ub974\uae30\ub97c \uae30\ub3c4\ud558\uba74\uc11c \ub5a8\uc5b4\uc9c8\ub54c\ub294 \uace7 \uc624\ub974\uaca0\uc9c0 \ud558\ub294 \uadfc\uac70\uc5c6\ub294 \ubbf8\ub828\uc73c\ub85c \ud314\uc9c0 \ubabb\ud558\uace0 \uc190\uc2e4\uc744 \uadf8\ub300\ub85c \uac10\ub0b4\ud558\ub294 \ud589\ub3d9\uc744 \ubc18\ubcf5\ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4\ub294 \uac81\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"2\">\ud1f4\uc9c1\uc5f0\uae08\uacfc \uac19\uc774 \uc7a5\uae30\uc801\uc778 \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \ud575\uc2ec\uc740 \uc885\ubaa9\uc744 \uae30\uac00 \ub9c9\ud788\uac8c \uc798 \uace0\ub974\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. <b data-path-to-node=\"2\" data-index-in-node=\"39\">\ud604\uba85\ud55c \uc790\uc0b0 \ubc30\ubd84\uc744 \ud558\uace0, \uadf8 \uacc4\ud68d\uc744 \ucca0\uc800\ud558\uac8c \ub530\ub974\ub294 \uac83<\/b>\uc785\ub2c8\ub2e4. \uc624\ub298\uc740 \uadf8 \uccab\uac78\uc74c\uc73c\ub85c, \uc790\uc0b0 \ubc30\ubd84\uc774 \ubb34\uc5c7\uc774\uba70 \uc65c \uc740\ud1f4 \uc790\uc0b0\uacfc \uc5f0\uae08 \uc6b4\uc6a9\uc5d0 \uc808\ub300\uc801\uc73c\ub85c \ud544\uc694\ud55c\uc9c0 \uc774\uc57c\uae30\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 data-path-to-node=\"4\">1. \uc790\uc0b0 \ubc30\ubd84\uc774\ub780 \ubb34\uc5c7\uc778\uac00?<\/h3>\n<p data-path-to-node=\"5\">\uc790\uc0b0 \ubc30\ubd84(Asset Allocation)\uc744 \uc65c \ud574\uc57c \ud558\ub294 \uc9c0 \uad50\uacfc\uc11c\uc5d0 \ub098\uc628 \uc598\uae30\ub97c \uc62e\uae38 \ud544\uc694\ub294 \uc5c6\uc744 \uac81\ub2c8\ub2e4. \uc81c\uc77c \uc911\uc694\ud55c \uc810\uc740 \ub0b4\uac00 \ud22c\uc790\ud560 \uc790\uc0b0\uc774 \uacfc\uc5f0 \uc608\uc0c1\ub300\ub85c \uc624\ub97c\uac83\uc778\uc9c0 \uc544\ub2cc\uc9c0 \uc54c \uc218 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"5\">\uc881\uc758 \uc758\ubbf8\ub85c \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \ub54c \ub2f9\uc7a5 \uc0bc\uc131\uc804\uc790\uc640 \ud558\uc774\ub2c9\uc2a4\uac00 \uc62c \ud574, \uc774\ubc88 \ub2ec, \uc774\ubc88 \uc8fc\uc5d0 \uacc4\uc18d \uc624\ub97c \uac83\uc778\uc9c0 \ub0b4\ub9b4\uc9c0 \uc54c \uc218 \uc5c6\uace0, \ub354 \ub113\uac8c \ubcf4\uba74 \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \ud6a1\ubcf4\ud560 \ub54c \ucc44\uad8c \uc2dc\uc7a5\uc758 \uae08\ub9ac\uac00 \uc62c\ud574 \uc5bc\ub9c8\ub098 \ub0b4\ub9b4 \uc9c0 \uc624\ub97c \uc9c0 \uc54c \uc218 \uc5c6\ub2e4\ub294 \uac83 \uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c, \ub2e4\uc591\ud55c \uc790\uc0b0\uc744 \uc11c\ub85c \ubb36\uc5b4 \uc704\ud5d8(\uc790\uc0b0 \ubcc0\ub3d9\uc131)\uc744 \uc11c\ub85c \uc0c1\uc1c4 \uc2dc\ucf1c \uc870\uae08\uc774\ub77c\ub3c4 \ubcc0\ub3d9\uc740 \uc801\uace0, \uad6d\uac00 \uacbd\uc81c\uac00 \uc131\uc7a5\ud574 \ub098\uac00\ub294 \ub9cc\ud07c \ub0b4 \uc790\uc0b0\ub3c4 \ubd88\uc5b4\ub0a0 \uc218 \uc788\ub3c4\ub85d \ud558\uae30\uc704\ud574\uc11c\u00a0<strong>\ud3ec\ud2b8\ud3f4\ub9ac\uc624<\/strong>\ub97c \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc8fc\uc2dd \ud55c\uc885\ubaa9 \ubcf4\ub2e4\ub294 KOSPI ETF, \uc8fc\uc2dd \ud55c \uc885\ub958 \ubcf4\ub2e4\ub294 \uc8fc\uc2dd, \ucc44\uad8c, \uae08, \uc6d0\uc720, \ubd80\ub3d9\uc0b0 \ub4f1 \uace8\uace0\ub8e8 \ud22c\uc790\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"5\">\uadf8\ub7f0\ub370, \uc5ec\uae30\uc11c \uc911\uc694\ud55c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"5\">\ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub85c \uc11c\ub85c \ub2e4\ub978 \uc790\uc0b0\uc744 \ud568\uaed8 \ub2f4\uc744 \ub54c \uac01 \uc790\uc0b0\uc744 \uc5b4\ub5a4 \ube44\uc728\ub85c \ub2f4\uc544\uc57c \ud560\uae4c\uc694? \uc8fc\uc2dd\uc774 \ub4dc\ub77c\ub9c8\ud2f1\ud558\uac8c \uc798 \uc6c0\uc9c1\uc774\ub2c8\uae4c \uc8fc\uc2dd\uc744 80% \uc815\ub3c4 \ub2f4\uace0 \ucc44\uad8c\uc740 \uad6c\uc0c9\ub9de\ucd94\uae30\ub85c 20% \ub2f4\uc744\uae4c? \uc88b\uc740 \uacc4\ud68d\uc785\ub2c8\ub2e4. \uc544\ub2c8\uba74 \uc5b4\ub290 \uc815\ub3c4 \uc548\uc815\uc801\uc73c\ub85c \uc218\uc775\ub960\uc774 \ub098\uc624\ub294 \ucc44\uad8c\ud380\ub4dc\uc5d0 60% \uc815\ub3c4 \ud22c\uc790\ud558\uace0 \uc8fc\uc2dd\uc740 10%\ub9cc, 30%\ub294 \uc6d0\uc790\uc7ac\uc5d0 \ud22c\uc790\ud560\uae4c? \uc5ed\uc2dc \uc88b\uc740 \uacc4\ud68d\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uc989\ud765\uc801\uc774\uac70\ub098 \uac10\uc815\uc801\uc73c\ub85c \uacb0\uc815\ud55c \uc790\uc0b0 \ubc30\ubd84\uc740 \uc5b8\uc81c\ub4e0 \uc27d\uac8c \uae68\ud2b8\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. &#8220;\uc5b4 \ub0b4 \uc804\ub9dd\uacfc \uc5b4\uae0b\ub0ac\ub124? \uadf8\ub7fc \uacc4\ud68d\uc744 \uc870\uae08 \uc218\uc815\ud574\uc11c \uc8fc\uc2dd \ube44\uc911\uc744 \ub354 \ub298\ub9ac\uc790!&#8221; \ud558\ub294 \uc21c\uac04 \uc704\ud5d8\uc774 \ucee4\uc9c0\uace0 \uc624\ub97c\ub54c 20% \uc815\ub3c4 \uc218\uc775 \ubc1c\uc0dd\ud588\ub358 \uac83\uc774 \ube44\uc911\uc744 \ub298\ub824 \ub193\uc73c\uba74 \ub5a8\uc5b4\uc9c8\ub550 60% \uc190\uc2e4\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"5\">\uadf8\ub798\uc11c \uc790\uc0b0 \ubc30\ubd84\uc774 \ud544\uc694\ud55c \uac83\uc785\ub2c8\ub2e4. \uc5b4\ub5a4 \uc790\uc0b0\uc5d0 \uc5b4\ub290 \uc815\ub3c4\uc758 \ube44\uc911\uc73c\ub85c \ud22c\uc790\ub97c \ud558\uba74 \ub0b4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc548\uc815\uc801\uc774\uba74\uc11c \ucd5c\ub300\ud55c \ub9ce\uc774 \uc131\uc7a5\ud560\uae4c \ud558\ub294 \uace0\ubbfc\uc5d0\uc11c \ucd9c\ubc1c\ud558\uc5ec, \ub0b4\uac00 \uacbd\uace0\ub9dd\ub3d9\ud558\uc9c0 \uc54a\uace0 \uc6d0\uce59\ub300\ub85c \ud22c\uc790\ud560 \uc218 \uc788\ub3c4\ub85d \uae30\uc900\uc810\uc744 \uc138\uc6b0\ub294 \uac83, \uadf8\uac8c \ubc14\ub85c \uc790\uc0b0 \ubc30\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<ul data-path-to-node=\"7\">\n<li>\n<p data-path-to-node=\"7,0,0\"><b data-path-to-node=\"7,0,0\" data-index-in-node=\"0\">\uc8fc\uc2dd:<\/b> \uc704\ud5d8\uc740 \ub192\uc9c0\ub9cc \uc7a5\uae30\uc801\uc73c\ub85c \ub192\uc740 \uc131\uc7a5\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc790\uc0b0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,1,0\"><b data-path-to-node=\"7,1,0\" data-index-in-node=\"0\">\ucc44\uad8c:<\/b> \ubcc0\ub3d9\uc131\uc774 \uc801\uace0 \uc548\uc815\uc801\uc73c\ub85c \uc774\uc790 \uc218\uc775\uc744 \uc8fc\ub294 \uc790\uc0b0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,2,0\"><b data-path-to-node=\"7,2,0\" data-index-in-node=\"0\">\ud604\uae08 \ubc0f \ub300\uccb4\uc790\uc0b0(\uae08, \uc6d0\uc790\uc7ac \ub4f1):<\/b> \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c \uc790\uc0b0\uc744 \ubc29\uc5b4\ud574 \uc8fc\ub294 \uc548\uc804\ud540<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"8\">\ub300\uccb4\ub85c \uc774\ub7f0 \uc790\uc0b0\ub4e4\uc744 \uc704\uc8fc\ub85c \uc790\uc0b0 \ubc30\ubd84\uc744 \ud558\uac8c \ub418\ub294\ub370 \uac01 \uc790\uc0b0\uc758 \uc608\uc0c1 \uc218\uc775\ub960(\uae30\ub300\uc218\uc775\ub960)\uacfc \ubcc0\ub3d9\uc131(\uc704\ud5d8, \uc704\ud5d8\ub3c4)\uc744 \uc801\uc808\ud788 \uc11e\uc5b4\uc11c \ub0b4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uae30\ub300 \uc218\uc775\ub960\uacfc \ubcc0\ub3d9\uc131\uc758 \ubaa9\ud45c\ub97c \uacb0\uc815\ud558\ub294 \uc808\ucc28\ub97c \uc790\uc0b0 \ubc30\ubd84\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc5b4\ub5a4 \uc790\uc0b0\uc5d0 \uc5b4\ub290 \uc815\ub3c4 \ube44\uc911\uc73c\ub85c \ud22c\uc790\ud574\uc57c \ud560 \uc9c0 \uacb0\uc815\ub418\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"8\">\uadf8\ub7fc \ub0b4 \uc18c\uc911\ud55c \ud1f4\uc9c1\uc5f0\uae08, \uac1c\uc778\ud615 \ud1f4\uc9c1\uae09\uc5ec\ub294 \uc5b4\ub514\uc5d0 \uc5bc\ub9c8\uc529 \ud22c\uc790\ud574\uc57c \ud560\uae4c\uc694?<\/p>\n<p data-path-to-node=\"8\">\ubc14\ub85c \uc774\uc81c \uc790\uc0b0 \ubc30\ubd84\uc758 \uc744 \ud560 \ub54c\uc785\ub2c8\ub2e4.\u00a0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud22c\uc790\uc5d0\uc11c \uc5b4\ub5a4 \uc790\uc0b0\uc5d0 \uc5b4\ub5a4 \ube44\uc911\uc73c\ub85c \ud22c\uc790\ud560 \uac83\uc778\uc9c0\uac00 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"8\">\n<h3 data-path-to-node=\"10\">2. \uc65c \ub0b4 \uc5f0\uae08 \uc6b4\uc6a9\uc5d0 &#8216;\uc790\uc0b0 \ubc30\ubd84&#8217;\uc774 \ud544\uc218\uc801\uc77c\uae4c?<\/h3>\n<p data-path-to-node=\"11\">\uc6b0\ub9ac\uac00 \ud3c9\uc0dd \ubaa8\uc544\uc57c \ud560 \uc740\ud1f4 \uc790\uae08, \uadf8\ub9ac\uace0 \ub178\ud6c4\uc758 \ubc84\ud300\ubaa9\uc774 \ub418\ub294 <b data-path-to-node=\"11\" data-index-in-node=\"36\">\uc5f0\uae08 \uc6b4\uc6a9<\/b>\uc5d0\uc11c \uc790\uc0b0 \ubc30\ubd84\uc740 \uc120\ud0dd\uc774 \uc544\ub2cc \uc0dd\uc874\uc758 \ubb38\uc81c\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc5f0\uae08 \uc6b4\uc6a9\uc740 \uc6cc\ub80c\ubc84\ud54f\uc774 \uc88b\uc544\ud558\ub294 &#8220;\ubcf5\ub9ac\uc758 \ub9c8\ubc95&#8221;\uc774 \uc791\uc6a9\ud558\ub294 \uc601\uc5ed\uc785\ub2c8\ub2e4. 1\ub144-2\ub144 \uc815\ub3c4\uc758 \ud22c\uc790\uc5d0\uc11c\ub294 \uc88b\uc740 \uc885\ubaa9\uc744 \uace0\ub974\ub294 \ud61c\uc548\uacfc \uc801\uc808\ud55c \ud22c\uc790 \ud0c0\uc774\ubc0d\uc744 \uc7a1\ub294 \ub2a5\ub825, \uc57d\uac04\uc758 \uc6b4\uc774 \ud544\uc694\ud558\uc9c0\ub9cc, \uc8fc\uc2dd \ud22c\uc790\ub85c \ub9e4\ub144 \uafb8\uc900\ud55c \uc218\uc775\ub960\uc744 20\ub144 \ub3d9\uc548 \ub0b4\uae30\ub780 \uc77c\ubc18\uc778\uc73c\ub85c\uc11c\ub294 \ubd88\uac00\ub2a5\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4. \uce74\uc9c0\ub178\uc5d0\uc11c \ub3c8\uc744 \uc783\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc740 \ub51c\ub7ec \ubc16\uc5d0 \uc5c6\ub294 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub798\uc11c \ub3c8\uc744 \uc783\uc9c0 \uc54a\uc744 \uc815\ub3c4\uc758 \ud22c\uc790\ub97c \uc704\ud574 \uc548\uc815\uc801\uc774\uace0 \uc801\uc808\ud55c \uc218\uc775\ub960\uc744 \uafb8\uc900\ud788 \uac00\uc9c0\uace0 \uac00\ub294 \uac83\uc774 \uc5f0\uae08 \ud22c\uc790\uc758 \ud544\uc218\uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uc790\uba74<\/p>\n<ul data-path-to-node=\"12\">\n<li>\n<p data-path-to-node=\"12,0,0\"><b data-path-to-node=\"12,0,0\" data-index-in-node=\"0\">\uc2dc\uac04\uc758 \ubcf5\ub9ac \ud6a8\uacfc\uc640 \ub099\ud3ed \ubc29\uc5b4:<\/b> \uc5f0\uae08\uc740 \uc801\uc5b4\ub3c4 10\ub144, \uae38\uac8c\ub294 30\ub144 \uc774\uc0c1 \ubc14\ub77c\ubcf4\uace0 \uad74\ub9ac\ub294 \uc790\uc0b0\uc785\ub2c8\ub2e4. \ub9cc\uc57d \uc740\ud1f4\ub97c \ucf54\uc55e\uc5d0 \ub450\uace0 \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \ubc18\ud1a0\ub9c9 \ub09c\ub2e4\uba74 \ud68c\ubcf5\ud560 \uc2dc\uac04\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc790\uc0b0 \ubc30\ubd84\uc740 \ub300\uc138 \ud558\ub77d\uc7a5\uc5d0\uc11c\ub3c4 \ub0b4 \uc790\uc0b0\uc774 \uc644\uc804\ud788 \ubb34\ub108\uc9c0\uc9c0 \uc54a\ub3c4\ub85d \ucda9\uaca9\uc744 \ud761\uc218\ud574 \uc90d\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"12,1,0\"><b data-path-to-node=\"12,1,0\" data-index-in-node=\"0\">\uac10\uc815\uc801 \ub300\uc751 \ucc28\ub2e8:<\/b> \uc5f0\uae08 \uacc4\uc88c\ub97c \uc5f4\uc5b4\ubcfc \ub54c\ub9c8\ub2e4 \uc218\uc775\ub960\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uc5ec \ub9e4\uc218\uc640 \ub9e4\ub3c4\ub97c \ubc18\ubcf5\ud558\uba74, \ubcf5\ub9ac \ud6a8\uacfc\ub294\ucee4\ub155 \uc218\uc218\ub8cc\uc640 \uc190\uc2e4\ub9cc \uc313\uc774\uac8c \ub429\ub2c8\ub2e4. \uc2dc\uc2a4\ud15c\ud654\ub41c \uc790\uc0b0 \ubc30\ubd84\uc740 \uac10\uc815\uc744 \ubc30\uc81c\ud558\uace0 \uae30\uacc4\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ubd88\ub824 \ub098\uac00\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \uae38\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 data-path-to-node=\"14\">3. \uc131\uacf5\uc801\uc778 \ud22c\uc790\uc758 \ub9c8\uce68\ud45c: &#8220;\uacc4\ud68d\uc744 \ucca0\uc800\ud558\uac8c \ub530\ub974\ub294 \uac83&#8221;<\/h3>\n<p data-path-to-node=\"15\">\uc544\ubb34\ub9ac \ub178\ubca8\uc0c1 \uc218\uc0c1\uc790\ub4e4\uc758 \uc774\ub860\uc744 \ubaa8\uc544 \uc644\ubcbd\ud55c \uc790\uc0b0 \ubc30\ubd84 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc9dc\uba74 \ubb50 \ud569\ub2c8\uae4c? <b data-path-to-node=\"15\" data-index-in-node=\"48\">\uc2dc\uc7a5\uc774 \ud754\ub4e4\ub9b4 \ub54c \ub0b4 \uc190\uc73c\ub85c \uadf8 \uacc4\ud68d\uc744 \uae68\ubc84\ub9ac\uba74 \uc544\ubb34 \uc18c\uc6a9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/b><\/p>\n<p data-path-to-node=\"16\">\ud604\uba85\ud55c \uc790\uc0b0 \ubc30\ubd84\uc758 \ud575\uc2ec\uc740 &#8216;\uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83&#8217;\ubcf4\ub2e4 &#8216;\uadf8 \uacc4\ud68d\uc744 \ucca0\uc800\ud558\uac8c \uc9c0\ud0a4\ub294 \uac83&#8217;\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul data-path-to-node=\"17\">\n<li>\n<p data-path-to-node=\"17,0,0\">\uc8fc\uc2dd\uc774 \ub5a1\uc0c1\ud560 \ub54c \uc695\uc2ec\uc744 \ub0b4\uc5b4 \ube44\uc728\uc744 \uae68\uace0 \ub354 \uc0ac\ub4e4\uc774\uc9c0 \uc54a\ub294 \uac83,<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,1,0\">\ud3ed\ub77d\uc7a5\uc774 \uc640\uc11c \ub450\ub824\uc6b8 \ub54c \uc624\ud788\ub824 \uacc4\ud68d\ub41c \uaddc\uce59\uc5d0 \ub530\ub77c \uc790\uc0b0\uc744 \uc7ac\ubd84\ubc30\ud558\ub294 \uac83.<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"18\">\uc774 \uc9c0\ub8e8\ud558\uace0 \ub2e8\ub2e8\ud55c \uc6d0\uce59\uc744 \uc9c0\ud0a4\ub294 \uc0ac\ub78c\uc774 \uacb0\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uc0b4\uc544\ub0a8\uc544 \uc6c3\uac8c \ub429\ub2c8\ub2e4. \ud22c\uc790\ub294 \uc758\uc9c0\uc758 \uc601\uc5ed\uc774 \uc544\ub2c8\ub77c <b data-path-to-node=\"18\" data-index-in-node=\"60\">\uc2dc\uc2a4\ud15c\uacfc \uaddc\uc728\uc758 \uc601\uc5ed<\/b>\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc55e\uc5d0\uc11c \uc598\uae30\ud55c \ub2e8\ud0c0 \ud22c\uc790\ub97c \uc704\ud55c \uc6d0\uce59\uacfc \uc720\uc0ac\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"18\">\uc6cc\ub80c \ubc84\ud54f\uc758 \uc5b4\ub85d\uc5d0 \uc774\ub7f0 \uae00\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote class=\"lQkWXb\" data-animation-nesting=\"\" data-sfc-root=\"c\" data-complete=\"true\" data-processed=\"true\" data-sae=\"\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-hveid=\"CAAIBxAB\" data-complete=\"true\"><strong class=\"rQesXe MPyX\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-complete=\"true\">&#8220;Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.&#8221;<!--TgQPHd|||[]--><\/strong><br data-sfc-root=\"c\" data-sfc-pl=\"|||[]\" data-complete=\"true\" \/>(\uccab \ubc88\uc9f8 \uaddc\uce59: \uc808\ub300\ub85c \ub3c8\uc744 \uc783\uc9c0 \ub9d0\ub77c. \ub450 \ubc88\uc9f8 \uaddc\uce59: \uccab \ubc88\uc9f8 \uaddc\uce59\uc744 \uc808\ub300 \uc78a\uc9c0 \ub9d0\ub77c.)<!--TgQPHd|||[]--><\/div>\n<p><!--TgQPHd|||[]--><\/p><\/blockquote>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\">\ub2f9\uc2e0\uc740 \uc774\ub7f0 \uaddc\uce59\uc774 \uc788\uc2b5\ub2c8\uae4c? \uc790\uc0b0 \ubc30\ubd84\uc774\ub77c\ub294 \ud2c0\uc744 \ud3bc\uccd0\ub193\uace0 \uadf8 \uc704\uc5d0\uc11c\ub9cc \uc6b4\uc6a9\ud558\ub294 \uaddc\uce59\uc744 \uc138\uc6b0\uc2ed\uc2dc\uc624. \ubc14\ub85c \uc5f0\uae08\ud22c\uc790\uc758 \uc2dc\uc791\uc785\ub2c8\ub2e4.<\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\"><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\">\uc815\ub9ac\ud558\uba74<\/div>\n<ul>\n<li data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\">\u00a0 \ud22c\uc790\ub97c \ud560 \ub54c \uc5b4\ub5a4 \uc790\uc0b0\uc774 \uc624\ub974\uace0 \ub0b4\ub9b4\uc9c0 \uc54c \uc218 \uc5c6\uc73c\ubbc0\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud55c\ub2e4.<\/li>\n<li data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\">\u00a0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \ub54c \uc790\uc0b0\uc744 \uc5b4\ub5a4 \ube44\uc911\uc73c\ub85c \ubcf4\uc720\ud574\uc57c \ud560 \uc9c0 \ubaa8\ub978\ub2e4. \uc5ec\uc804\ud788 \uc5b4\ub5a4 \uc790\uc0b0\uc774 \ub354 \uc624\ub97c\uc9c0 \uc54c \uc218 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4.<\/li>\n<li data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\">\u00a0 \uc790\uc0b0 \ubc30\ubd84\uc774\ub77c\ub294 \uc6d0\uce59\uc744 \ub450\uace0 \ud22c\uc790\ub97c \ud558\uba74 \uc21c\uac04\uc801\uc778 \uac10\uc815\uc5d0 \ud729\uc2f8\uc774\uac70\ub098 \ud310\uc744 \uc798\ubabb \uc77d\uc5b4 \uc798\ubabb\ub41c \ud22c\uc790\ub97c \ud560 \uac00\ub2a5\uc131\uc744 \uc904\uc5ec\uc900\ub2e4.<\/li>\n<\/ul>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\"><\/div>\n<h3 data-path-to-node=\"20\">\ud83d\udca1 \uae00\uc744 \ub9c8\uce58\uba70 (\ub2e4\uc74c \uc5f0\uc7ac \uc608\uace0)<\/h3>\n<p data-path-to-node=\"21\">\uc5d1\uc140\ub85c \ub9e4\ubc88 \uc790\uc0b0 \ube44\uc728\uc744 \uacc4\uc0b0\ud558\uace0 \ub9ac\ubc38\ub7f0\uc2f1 \uc2dc\uae30\ub97c \ub530\uc838\ubcf4\ub294 \uc77c, \ub9d0\ucc98\ub7fc \uc27d\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 <b data-path-to-node=\"21\" data-index-in-node=\"56\">\uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ub204\uad6c\ub098 \ubb34\ub8cc\ub85c \uc27d\uac8c \uc790\uc2e0\uc758 \uc790\uc0b0 \ubc30\ubd84\uc744 \uad00\ub9ac\ud558\uace0 \uc2dc\ubbac\ub808\uc774\uc158\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4<\/b>\ub97c \uc9c1\uc811 \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. 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